Get Your DNA Here

September 12, 2017

If you have been watching tv at night lately

 

You have probably seen the commercials…….

 

 

“I found out I was 20% Native American….

 

 

I thought I was Italian but I’m actually German”….

 

 

(I find myself saying……

 

Ya vol herr Kommandant….

 

For no apparent reason)…

 

 

That is for you Hogan Hero fans…

 

 

Contact Ancestry.com and get your DNA results today

 

 

I was thinking…

 

This might be a great gift for my wife’s birthday

 

So I contacted the company and ordered 2 DNA kits

 

 

Wellllllllllll……..

 

The results are in

 

 

When people ask

 

So what nationality are you….

 

 

I would normally say Irish and English

 

My mother was 100% Irish

 

My Pop….75% Irish and 25% English

 

 

My wife is 50% Italian from her father’s side

 

A mix of Irish and Scotch from her mother’s side

 

 

When the results came in

 

My wife was shown as…..

 

38% Italian

26% Irish

20% Great Britain

6% Western Europe

 

What happen to the Scotch…..

 

Is that filed under Great Britain….

 

 

My results came in a couple days later

 

I am……

 

Drum roll please…..

 

92% Irish

4% Italian / Greek

2% Western Europe

 

 

Not even a trace of English blood

 

Or as they say Great Britain….

 

 

Hey hun….I’m 4% Italian

 

 

You’re not Italian

 

 

It says here I am 4% Italian

 

That means I am only 34% less Italian than you

 

 

That got her blood pumpin….

 

 

You’re not Italian

 

You’re gonna deny me my 4%

 

 

Well….I have had a lot of fun knowing the results

 

 

I still can’t believe….No English

 

But 4% Italian….

 

 

Those Romans really gotta around

 

 

 

 

What does your DNA say….

 

 

It may makes for good conversation…

 

 

 

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Treasure

September 12, 2017

Seems like only a few weeks ago

 

We were saying

 

Here comes summer

 

 

Where did it go…

 

 

I know I have been busy

 

But…..

 

Did I blink and miss it

 

 

 

There were a lot of great memories

 

Packed into a short period of time

 

Heck…

 

It seemed like we were just getting started and…

 

 

Poofffff….

 

It’s Labor Day

 

It’s…..Back to school

 

 

Fall football….soccer…field hockey

 

 

Don’t forget to do your Homework…

 

 

All eyes turn toward the Eagles

 

 

While the Phillies fade into the abyss

 

 

My Pop used to say

 

 

4th of July….Summer’s over

 

 

The older I get

 

The more I see

 

The wisdom in those words

 

 

Who knows where the time goes…

 

 

Just be sure to treasure the time…

 

We all have been given

Odds are Even

April 4, 2017

I was driving down the street the other day…

That sounds like a great opening line to a song

It is amazing how we take things for granted

You are driving down a street

Looking for an address

The even numbers are on your right

The odd numbers are on your left

Depending on which direction you are driving

This could flip…

Odd numbers on your right

Even numbers on your left

I always noticed that people were having trouble finding our house

Or any house on our street

Cars are always crawling by

Looking at house numbers

They even stop and ask

Where is 827…

Today I found out the reason for the confusion

Our block is actually a horseshoe

It starts off South EPD

With even numbers in the 600s on your right

At the 1st bend

The street turns into EPD and becomes odd numbers in the 800s

On your right

At the 2nd bend

It turns into North EPD and jumps back down to the 600s on your right

Yet it continues as odd numbers

Now…Did you get all that…

Even if it’s odd… it’s odd

Who was the town planners who designed this…..

I never noticed this before

I always wondered why people could not find our house

Or any house on our street for that matter

Was this a design flaw…

Or just someone trying to play with our minds

I actually spoke to a neighbor at the bend

Regarding this Phenomena

They tried to offer a reason for the numbering system

Yea…this is even right here

But at the bend it is no longer South EPD

It is just EPD

So it has a different name

Yes….

You are correct……

But….

You are 652

And it goes to 801 at the bend 2 houses away

The only difference in the name of the street is that…

Yours’ says South…

What happened to the 700s…

Why does it go from the 600s to the 800s

And why does it turn from even numbers into odd numbers

Well…

That’s just the way it is…..

Well…

That’s just the way it is…..

If you have trouble finding me

Just give me a call

I will be on the left or right

Depending which direction you are coming from

Get your DNA Here

March 20, 2017

If you have been watching tv at night lately

 

You have probably seen the commercials…….

 

 

“I found out I was 20% Native American….

 

 

I thought I was Italian but I’m actually German”….

 

 

(I find myself saying……

 

Ya vol herr Kommandant….

 

For no apparent reason)…

 

 

That is for you Hogan Hero fans…

 

 

Contact Ancestry.com and get your DNA results today

 

 

I was thinking…

 

This might be a great gift for my wife’s birthday

 

So I contacted the company and ordered 2 DNA kits

 

 

Wellllllllllll……..

 

The results are in

 

 

When people ask

 

So what nationality are you….

 

 

I would normally say Irish and English

 

My mother was 100% Irish

 

My Pop….75% Irish and 25% English

 

 

My wife is 50% Italian from her father’s side

 

A mix of Irish and Scotch from her mother’s side

 

 

When the results came in

 

My wife was shown as…..

 

38% Italian

26% Irish

20% Great Britain

6% Western Europe

 

What happen to the Scotch…..

 

Is that filed under Great Britain….

 

 

My results came in a couple days later

 

I am……

 

Drum roll please…..

 

92% Irish

4% Italian / Greek

2% Western Europe

 

 

Not even a trace of English blood

 

Or as they say Great Britain….

 

 

Hey hun….I’m 4% Italian

 

 

You’re not Italian

 

 

It says here I am 4% Italian

 

That means I am only 34% less Italian than you

 

 

That got her blood pumpin….

 

 

You’re not Italian

 

You’re gonna deny me my 4%

 

 

Well….I have had a lot of fun knowing the results

 

 

I still can’t believe….No English

 

But 4% Italian….

 

 

Those Romans really gotta around

 

 

 

 

What does your DNA say….

 

 

It may makes for good conversation…

Thankful

November 4, 2016

I went to the doctor the other day

For my annual physical

After reviewing all my vitals

He said….

You’re pretty healthy for 64

Everything looks good

Based on your medical history

And statistics

You will probably have another 21 years

You should make it to 85

Was that a right or left handed compliment…

I didn’t know whether to be….

Happy

Excited

Or

Worried

21 years……

Growing old

Always seemed so far away

We all feel invincible

Nothing is ever going to happen to me

It happens to everyone else

So maybe I eek out 25 or 30 years

I have placed my life in the Lord’s hands

It reinforces what I always say

Every day is a gift

I am thankful

On Budget

November 2, 2016

I have spoken with many clients recently

Many of them tell me….

This is the most dreaded time of the year

I have been busy working on the budget for next year

How do you budget…..

Many people admit to budgeting by…

How much did we spend last year

How do you know what you spent last year was the correct amount

It may be a comfort level amount…

In today’s growing market it is good to look at all your costs

Do not take what you paid last year

As the cost of doing business

HBS leaves no stones unturned in our search for savings

We find ways to save you money

Contact us for a free consultation

Every Day is a Gift…..
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On The Lamb

September 21, 2016

I would consider myself

To be a morning person

Although I admit

I need that first cup of coffee

To help bring everything into focus

Last week

I was going thru my morning ritual…

Pour my coffee

Turn on Morning Joe

And slowly bring the day into focus

I was sitting in our den

I glanced out the picture window

All of a sudden I saw something white

Out of the corner of my eye

What is that….

I stood up

Walked over to the window

Is that a goat in our backyard….

The goat walked down thru my backyard

Stopped at the sliding board

Sniffed around

Then moseyed off into the woods

I went upstairs and woke my wife

Janet

There was a goat in our backyard this morning

You’re crazy

This is Haddonfield

You must be seeing thing

I’m telling you I saw a goat in our backyard

George….

We’ve got a cat that hangs around our house

We’ve got geese…deer…raccoons…squirrels…foxes

Almost every animal on the planet

Now you are telling me there is a goat…..

The next day

I get up

Pour a cup of coffee

Turn on Morning Joe

And there it comes…

Walking up my backyard

Right past our house

Where did this goat come from…

I go upstairs to wake up Janet

He’sssssss Backkkkkkk

What’s back

The goat

You’re telling me you saw the goat again this morning

Walked right past our den window

I don’t know how it got here

You’re crazy

There can’t be a goat walking around

I am at work later that morning

And I get an alert on my phone

Lamb is on the lamb in Haddonfield

It wasn’t a goat

But a Lamb

That had been sheared

It apparently had escaped

From the owner’s pen in Cherry Hill

And had been wondering

Thru the woods

For the past couple of days

Look Janet

Here’s an article

About the goat…

I mean….

It’s really a lamb

It was sheared

So I did not know what the heck it was

It even has a picture of it in the paper

The story gets even better…..

Friday morning I receive a call from my son

Who was staying overnight from Union City

Hey Dad…

You’re not growing anything illegal

In our backyard are ya

Grant….

What the heck are you talking about…

I woke up this morning

And there were 3 cops

Walking around our backyard

I go outside

And ask them if I could help them

They are telling me they are looking for a lamb

That was loose in the area

They asked if I had seen it

I said…

This is my parents’ house

I am just here staying overnight

I don’t know anything about a lamb

Dad….

Is there really a lamb

Walking around our neighborhood

It eluded capture for a couple more days

And was finally rounded up last weekend

Paid it Forward

July 28, 2016

When I was younger

Beginning my business career

My Uncle Robert Hutchinson

Who was my father’s godfather…

 

Took a special interest in me

 

Each day he would call….

 

“Here is the word of the day….

Here is the thought of the day….

Write it down”

 

I had a day timer back then….

Each day I would write down

His words of encouragement and inspiration

 

It is touching

That he took time out of his day

To stop and think of me

 

He was a true gentlemen…

My first mentor

 

Uncle Robert loved to draw

Write poetry

Play piano

Belt out a great song

 

I can still picture him

Sitting at the piano…….singing

“You always hurt the one you love…..

The one you shouldn’t hurt at all….”

 

He even took the time

To show me how to play the piano

 

He would stop by

After work each week

 

“Have you been practicing what I showed you….

Here try this….”

 

Always inspiring

He was lifting me up

Nurturing me

Helping me grow

 

Showing me that life is a blessing

 

What makes me think of my Uncle Robert today…..

 

I saw a post this morning

 

Your life is your message to the world.

Make sure it’s inspiring.

 

That just about says it all…..

 

How do we all want to be remembered….

 

Erma Bombeck once said….

 

“When I stand before God at the end of my life,

I would hope that I would not have a single bit of talent left

And could say,

I used everything you gave me.”

 

Uncle Robert paid it forward

 

Thank you Uncle Robert

 

Every Day is a Gift

 

 

Thank you for your referrals

Lucky Day

July 6, 2016

Have you ever found a 4 leaf clover….

I found one years ago

When I was younger

I had a lawn service as a kid

Cut a lot of grass

Looking for 4 leaf clovers

Became a mini hobby

Over the years

I continued looking to find my…..

2nd 4 leaf clover….

But, to no avail

To pacify me

My wife actually bought me

A framed 4 leaf clover

This kept the spark alive

It sits on my bureau

But I find

I am always looking

About a month ago

I was walking my grandson to school

As we were chatting

I was noticing how green the lawns were

In the neighborhood

With all the rain we had been having

Everyone’s lawn was in full bloom

I also noticed…..

There are a lot of clovers

All over these lawns

My 1st thought…..

There has to be a 4 leaf clover

Somewhere in the mix

After I dropped G5 off at school

I found myself

Stopping to look

At some of the lawns

On my way home

Did you ever find yourself looking for a 4 leaf clover….

There are hundreds of clovers

Growing in bunches

All over a lawn

You are counting the leaves

Of every clover you see

1,2,3

1,2,3

Staring intently

You can actually become dizzy, after awhile

Just waiting for the 4th leaf

To jump out at you

To my dismay

I did not find a 4 leaf clover

That day

As I got back to my house

I just had this hunch….

This was going to be my year

I was going to find my 2nd 4 leaf clover

Fast forward to Sunday

3 days later

We had a bocce game in Clermont, NJ

(I play for the Gunnslingers

The team is made up of all my college housemates)

It was a beautiful day

I am walking to the car at the end of the day

Speaking with one of my teammates

As we parted to walk to our own cars

I stopped to yell something to him

As he was walking away

For some reason

I happened to glance down at me feet

Is that a 4 leaf clover….

1…2…3…4

It looks like a 4 leaf clover

I can’t believe it…..

1…2…3…4 leaves

It was just sitting there waiting for me

It has my name on it

Yo Hutch, Did you say something….

I just found a 4 leaf clover

See you in 2 weeks…

It may not mean much to some people

But at that moment

I felt I had struck gold

Will it bring good luck…

I will not speculate

When I least expected it…

There it was

Right in front of me

It was my Lucky Day

Hey Janet….

I found a 4 leaf clover

While I was leaving bocce

What do I have to do to preserve it….

It’s a keeper

Gas It Up

June 30, 2016

The past 3 months

Natural gas prices have been on the rise

After establishing a new floor

With the Nymex dropping under $2.00 a dekatherm

It started an accent

And is now heading towards $3.00

That would be a 50% increase

What caused this sudden rise….

Some say…..

Supply / Demand

Others say greed

With the market choking on gas

And gas prices being low

They started shutting down wells

That can certainly drive prices up

Now throw the weather into the mix

Did we have a spring…

Maybe we will have a hot summer

The market is in flux

Should the long range forecast see a hot summer

Prices will continue to rise

If cooler temperatures prevail

You will start seeing prices back off

Should that be the case…

We will see a window of opportunity

For gas and electric prices will drop and

Become even more competitive

In the energy business

Timing is everything

We’ll keep you posted