Lucky Day

Have you ever found a 4 leaf clover….

I found one years ago

When I was younger

I had a lawn service as a kid

Cut a lot of grass

Looking for 4 leaf clovers

Became a mini hobby

Over the years

I continued looking to find my…..

2nd 4 leaf clover….

But, to no avail

To pacify me

My wife actually bought me

A framed 4 leaf clover

This kept the spark alive

It sits on my bureau

But I find

I am always looking

About a month ago

I was walking my grandson to school

As we were chatting

I was noticing how green the lawns were

In the neighborhood

With all the rain we had been having

Everyone’s lawn was in full bloom

I also noticed…..

There are a lot of clovers

All over these lawns

My 1st thought…..

There has to be a 4 leaf clover

Somewhere in the mix

After I dropped G5 off at school

I found myself

Stopping to look

At some of the lawns

On my way home

Did you ever find yourself looking for a 4 leaf clover….

There are hundreds of clovers

Growing in bunches

All over a lawn

You are counting the leaves

Of every clover you see

1,2,3

1,2,3

Staring intently

You can actually become dizzy, after awhile

Just waiting for the 4th leaf

To jump out at you

To my dismay

I did not find a 4 leaf clover

That day

As I got back to my house

I just had this hunch….

This was going to be my year

I was going to find my 2nd 4 leaf clover

Fast forward to Sunday

3 days later

We had a bocce game in Clermont, NJ

(I play for the Gunnslingers

The team is made up of all my college housemates)

It was a beautiful day

I am walking to the car at the end of the day

Speaking with one of my teammates

As we parted to walk to our own cars

I stopped to yell something to him

As he was walking away

For some reason

I happened to glance down at me feet

Is that a 4 leaf clover….

1…2…3…4

It looks like a 4 leaf clover

I can’t believe it…..

1…2…3…4 leaves

It was just sitting there waiting for me

It has my name on it

Yo Hutch, Did you say something….

I just found a 4 leaf clover

See you in 2 weeks…

It may not mean much to some people

But at that moment

I felt I had struck gold

Will it bring good luck…

I will not speculate

When I least expected it…

There it was

Right in front of me

It was my Lucky Day

Hey Janet….

I found a 4 leaf clover

While I was leaving bocce

What do I have to do to preserve it….

It’s a keeper

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Gas It Up

The past 3 months

Natural gas prices have been on the rise

After establishing a new floor

With the Nymex dropping under $2.00 a dekatherm

It started an accent

And is now heading towards $3.00

That would be a 50% increase

What caused this sudden rise….

Some say…..

Supply / Demand

Others say greed

With the market choking on gas

And gas prices being low

They started shutting down wells

That can certainly drive prices up

Now throw the weather into the mix

Did we have a spring…

Maybe we will have a hot summer

The market is in flux

Should the long range forecast see a hot summer

Prices will continue to rise

If cooler temperatures prevail

You will start seeing prices back off

Should that be the case…

We will see a window of opportunity

For gas and electric prices will drop and

Become even more competitive

In the energy business

Timing is everything

We’ll keep you posted

Looks What’s New

— Welcome to the NEW — hutchinsonbusinesssolutions.com Find Savings Now Modern, clean and bright. The first thing you’ll notice is HBS has adopted a new logo that represents our three core values service, reliability and savings. Hutchinson Business Solutions is very excited to announce the launch of our newly designed website with a brand new look. The site’s homepage features a clean design with the emphasis on our services to customers. The new website creates a faster, easier to navigate, and more user-friendly experience. In today’s market, the competitive advantage belongs to businesses that find smart solutions to the challenges they face. It’s important for us to make information regarding solutions, service and trends accessible for our current and prospective clients. Our new site features an entire section dedicated to case studies and another on testimonials where you see first hand the difference that can be made in your company. If you’d like to know what Hutchinson Business Solutions can do for you, reach out today. Get More Information Hutchinson Business Solutions hutchinsonbusinesssolutions.com 856-857-1230  | george@hbsadvantage.com Connect with us

Hutchinson Business Solutions, 116 N. Haddon Ave., Suite C, Haddonfield, NJ 08033 SafeUnsubscribe™ {recipient’s email} Forward this email | Update Profile | About our service provider Sent by george@hbsadvantage.com in collaboration with Try it free today

The Final Rule

In 2014, President Obama directed the Department of Labor to update and modernize the regulations governing the exemption of executive, administrative, and professional (“EAP”) employees from the minimum wage and overtime pay protections of the Fair Labor Standards Act (“FLSA” or “Act”). The Department published a notice of proposed rulemaking on July 6, 2015, and received more than 270,000 comments. On May 18, 2016, the Department announced that it will publish a Final Rule to update the regulations.

https://www.dol.gov/whd/overtime/final2016/overtime-factsheet.htm

Happy Earth Day

I can remember back on 1970

 

When they first proposed the idea of

 

Earth Day

 

 

Many thought…

 

 

Those damn hippies

 

 

Now they want

 

Their own day of recognition

 

 

Ever wondered how Earth Day started?

 

 

This observance arose from an interest

 

In gathering national support

 

For environmental issues.

 

 

Here it is 2016

 

There are still issues

 

That must be address

 

 

 

 

God blessed us with this gift

 

Called Earth

 

 

He made it our responsibility

 

To care for it

 

To share these fruits with others

 

 

This responsibility

 

Should not be taken lightly

 

 

We are only here for a short time

 

 

Everything we do

 

Should be mindful of this gift

 

 

Handle it with care

 

For it is a….

 

Present

The Cost of Doing Business

Most people I talk to

 

Admit to budgeting by….

 

 

How much did we spend last year?

 

 

How do you know what you spent last year;

 

Was the correct amount?

 

 

It may be a comfort level amount

 

 

In today’s growing market

 

It is good to look at all your costs…

 

 

Do not take what you paid last year

 

As the cost of doing business.

 

 

 

Just think…

 

The iphone was invented 9 years ago

 

Look how it has revolutionized how we do business

 

 

Businesses were once paying over $1000 a month for T1’s

 

You can now get 10 times the speed for a fraction of the cost

 

 

Cloud technology is transforming business…

 

 

Natural gas prices were once over $10 a dekatherm

 

We now have a new floor and….

 

Companies are saving thousands of $$$

 

In the deregulated gas and electric market

 

 

 

Did you know that NJ and PA have over a 12% error rate

 

In the payment of unemployment claims

 

The state is taking money out of your account

 

Without asking.

 

 

 

When property values went down

 

How come we continued to pay the same property taxes?

 

 

 

Is sales tax really the cost of doing business…

 

What is this real property exemption?

 

 

 

These are questions we all should be asking ourselves…

 

 

These are questions we deal with…

 

Everyday

 

 

 

 

Don’t just settle and accept that

 

What we are currently paying

 

Is the cost of doing business…

 

 

 

At HBS

 

We validate what you are currently paying and

 

Look for opportunities to save you money

 

 

We are experts in providing smart solutions

 

That will grow your bottom line.

Getting What You Paid For

Your time is valuable

Each day we all start out with an agenda and then….

The phone rings or…..

Someone walks into your office

Another fire breaks out

You drop everything

All your energy goes into putting out the fire

Sound familiar

It can leave us all frustrated

What is normal

Is this normal

What are my options

HBS we allow you to do what you do best…

 

Run your day to day business

 

Are you getting what you paid for

 

 

 

I have seen many surprised faces in my lifetime

 

 

I was told I was only going to pay…….

 

 

 

Are you getting what you paid for

 

 

Let us review and validate what you are currently paying

HBS looks at every day cost

That most people take for granted

As the cost of doing business

• Communication – Voice, Data, Hosted, Cloud, Disaster                                         Recovery
• Utilities – Natural Gas, Electric
• Business Taxes – Payroll, Sales, Property
• Business Insurance – Group Health, Package Policies

 

HBS will keep you in the driver seat

We are dedicated to providing opportunities

That will lower your cost…

Increase efficiencies….

Grow your bottom line

Head in the Cloud

I always remember

 

When I was young

 

People would say to me

 

 

Hey Hutchie…

 

 

Get your head out of the clouds

 

 

Now it seems

 

 

Everyone is asking about the cloud

 

 

 

Does this mean….

 

 

I was ahead of my time????

 

 

 

 

What is the cloud?

 

 

 

What are the advantages?

 

 

 

Would it work for our business?

 

 

 

Is it affordable?

 

 

 

 

Cloud technology is revolutionizing the

 

Voice and data industry

 

Learn how the cloud can revolutionize your business

 

 

 

 

Want learn more?

 

 

Give us a call

 

 

Send us an email

 

 

 

HBS represents all the major providers

 

 

Who are leading the cloud evolution

 

 

 

 

HBS

 

 

Providing Smart Solutions for Smart Business

Here Ye

Hear ye…. Hear ye… Hear ye……

This is to serve as notice

To all businesses in the State of New Jersey…..

Your new unemployment rates have just been mailed
By the State of New Jersey

You should be receiving your new rate notice….. Any day

Note:
All business owners have 30 days to question the new rates
you have been assigned

This is as good a time as any to verify…….

Is our new Unemployment Rate correct?

Unemployment…

Is the 2nd highest Employer Mandated Tax

By the US Government

 

Yet, people know so little about it

 

It is the only employer tax that can be controlled

 

Did you know that each claim can be worth up to $16,000????

 

Unemployment…..

Is like having a checking account with the State

 

Each year, at this time, the state sends you a notice

 

In NJ, it is called the

Employer Contribution Report

 

This report tells you…

How much money you had in your account at the beginning of the plan year

How much money you paid out in claims during the year

How much money you deposited into your account during the year

How much money is left in your account now….

 

It then goes thru a calculation based on the numbers listed above

 

As to what your new rate will be for the next 12 months

 

This new rate determines the funding level needed

To meet future claims

 

What is your rate????

 

Is your rate high or low????

 

Did your rate go up????

 

If so…You got a tax increase……

 

How do you know if your rate is correct????

 

That last question is the one question

All business owners should be asking

 

Especially if you have over 100 Employees

 

When there is a mistake in unemployment

The mistake is not on just 1 employee

It is the all factor

 

A mistake effect all your employees

 

That means the State may be taking more money

Out of your account than they should be taking

 

Remember….This is like a checking account

 

Would you miss money…..

If it was taken out of your personal checking account????

 

Who is holding the State accountable????

 

We are

 

HBS works with many established clients

Who took the time to ask the question

 

Is our rate correct????

 

Boy were they surprised…..

When we found there was a mistake

 

We went back to the State

 

Corrected the error

 

And our client received a refund

 

We are always asked how did you do that????

 

That is what separates HBS from all others

We know where to look

 

Many of the cost we work with

Most businesses take for granted

As the cost of doing business

 

Did you know……..

The state has over a 12% error rate

In the payment of unemployment claims

 

Once again…..

 

They are taking money out of your account

And they are not being held

Accountable

 

That is reason enough to ask the question….

 

Do you think you can look at our

Unemployment rate????

 

Is it correct??????

 

To learn more

Give us a call

 

We offer a free consultation

Live Update

Good Afternoon…..

This is George Hutchinson….

Bringing you a live energy update

From our HBS studios

Located in a remote area of…

New Jersey

This Thursday afternoon

June 11th

The year 2015

Before we get into the current market conditions

Let’s take a minute to look

At some of the factors

That has led up to this point

It has been a crazy couple of months

Many people say…..

The energy market

Has developed a mind of it’s own

After starting out with a mild winter

We got hit with colder than normal temperatures

During the months of

February and March

This helped to push energy prices up

The gas nymex

Came close to hitting $3.00

It also had an adverse effect on Basis pricing

January 2016 basis

Was running over $7.00 a dekatherm

As cooler than expected spring temperatures hit

In April and May

We started seeing prices

Drop

Making the market

More attractive

You could hear the chatter starting ……

Maybe the summer was not going to be

That hot after all

Prices continued to drop

The door was opening

Was the bottom going to fall out

Record storage levels

Were being recorded

Then….

Sometime during

The end of last week…..

The weather gods

Started talking about

Temperatures going into the

High 80s…..

Possibly the low 90s this week

Immediately

The market corrected itself

Ohhhhh

Maybe it is going to get hot after all

Prices started to rise

Nymex jumps 10 points

Next day

Nymex jumps another 10 points

The market is up again

As I bring you this update

As I often say….

Timing is everything

But the old adage

Still rings true…..

What a difference a day makes

Stay tuned for further updates