Did I Sign That

April 19, 2018

did i sign that

When I first meet people

They always ask…

So… what do you do…

 

We save companies money…

 

That normally gets a pretty positive response…

People like to save money…

 

Time for a quickie quiz…

 

How many of you have signed a contract…

Thought you got a good deal

And never looked at the paperwork again

 

Can I see a show of hands…

 

You…

Yea…. you over there

Is your hand up…

It looks like you wanted to put your hand up

 

Come on…

Admit it….we all have done it…

 

I believe that all of us are well intention-ed…

 

But… we just get busy

We are always putting out fires

 

The first thing we do with any new client

Is validate what are you currently paying

 

Are you paying the exact rate you actually signed for…

 

Believe it or not…

This is not always the case

 

I have clients tell me….

Yea… we signed a contract and they told me..

I was well below market prices

 

I am glad to hear that…

I hope you did get a great deal

But…

 

Do you mind if I see the contract…

And could we get a copy of your latest bill…

 

I can’t tell you how many times

We find that the client is being charged

More than what they had signed for

 

Note: there are times

That the state may approve an additional charge

Due to infrastructure upgrades

But this additional charge

Should be clearly noted on your bill

 

We always direct the client

To call the provider

And clarify…

Why are we paying this higher rate…

Our contract states we should be paying…

 

Guess what the response normally is…

 

Oh, we’re sorry

That was billed improperly

Let us correct that…

 

We can give you a credit

Or send you a refund

 

Our clients have received refunds for thousands of $$$

 

This is your money…

 

Don’t be afraid to ask for it back…

 

Always know what you are paying…

 

And if you are not sure

 

Give us a call

 

HBS leaves no stone unturned

In our search for savings

 

We find ways to save you money

 

 

Every Day is a Gift…

 

Thanks for the referrals

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Welcome 2018

January 5, 2018

 Who knows where the time goes…..

 

When we were younger and in school

We had units of measure we used to live by

There was always a holiday in waiting

It helped to pass the time

Knowing that the long Thanksgiving weekend was coming….

In less than a month….

We would be on Christmas break

 

Now…..

Every year seems to go a little faster

We have become…… beyond teens….

 

Time just seems to mesh

Just like that….

2017 is in the books

 

Will 2018 be different

That is up to us

 

I will be heading to Malvern this weekend

For our annual retreat

This will be 34 years

What a great way to start each year
Taking time to reflect on what happened in my life during the last year

Praying for the wisdom to guide me thru the next year

 

I will also be Praying……

That time slows down

Helping me to live more in the moment….

 

It is easy to get caught up in the day to day hustle…

Easily distracted….

Projecting thoughts…

Always looking forward…

Not paying attention to the now…

 

It is in the now……That peace is found

I pray to ground myself in the now

 

Welcome 2018

The Competitive Advantage

November 9, 2017

Many of the people I talk to

Admit to budgeting by….

 

How much did we spend last year?

 

How do you know what you spent last year;

Was the correct amount?

 

It may be your comfort level amount…

 

Do not take what you paid last year

As the cost of doing business.

 

In today’s market….

The competitive advantage belongs

To businesses that find smart solutions

To the challenges they face.

 

One way to keep this edge is….

By taking control of your expenses.

 

HBS validates what you are currently spending

Identifies sources of additional revenue

That increase your company’s bottom line.

 

HBS leaves no stones unturned

In our search for savings.

 

We find ways to save you money…

 

How do we do it?

 

We know where to look…

By MICHELLE CONLIN, BUSINESSWEEK
Posted: 2009-03-10 23:55:34

 

 
Eve Gelb’s life was once a blur of hour-and-a-half commutes on the 405 Freeway in Los Angeles. What memories: The NPR fatigue. The stale minivan air. The deep identification with the characters in Waiting for Godot. But that’s all in the past. Gelb, a project manager at a giant HMO, SCAN Health Plan, has given up her Ethan Allen-style office, yanked down the family photos, and moved into her home office. Members of the professional class normally have to beg their managers — or at least delicately negotiate — to allow them to work remotely. But in Gelb’s case, it was her boss’s idea.
SCAN is one of a growing number of companies encouraging workers to toil from home. Sure, employers have been doing this for years. But as the recession bites and companies look to save money on real estate costs, what was once a cushy perk is now deemed a business necessity. And that, along with a few choice enticements — voila!, a shiny new BlackBerry — is how companies are selling it to employees, whose emotions range from ecstasy to befuddlement.

The health-care sector is one of the few industries that is still expanding these days, and SCAN is no exception. “We needed to find a way to grow without incurring any more fixed costs,” says Chief Financial Officer Dennis Eder. To encourage more of its workforce to become post-geographic, the company has been offering free high-speed Internet access and gratis office furniture, complete with a couple of delivery guys to set it all up.

Gelb jumped at the opportunity but still found herself struggling to adjust. “I never thought to myself: What would I do with all that extra time that I wasn’t sitting in my car?” So she set about building new routines. “Instead of going on my commute in the morning, I go for a walk,” says Gelb, 40. That makes up for the cardio workout she used to get running up and down SCAN’s four flights of stairs attending meeting after meeting. Now that she simply dials in, “I don’t really move much,” she concedes. On the days when she does come into the office, Gelb shares her old digs with her three direct reports, who also work flexibly. She says they see each other more now than they did when they were squirreled away in their corporate warrens.

Still, persuading managers to embrace no-collar work isn’t always easy. Jack Weisbaum, CEO of accounting firm BDO Seidman, has spent endless hours over the past year managing what he calls the “yeah buts.” These are the old-school execs among his crew who have an arsenal of reasons why untethering workers is a lousy idea: They’ll become Facebook addicts, ignore clients, develop a bad case of alienation. Weisbaum went on the road to nearly all 37 of the firm’s offices to explain how he sees flexibility as a business strategy. He told the troops that allowing people to work where and when they want is enabling BDO to prevent layoffs. The real estate savings are a big reason for that. When BDO moves into its new Los Angeles offices in June, it will be taking over a radically reduced space. “Bricks and mortar are like a noose around your neck,” says Christopher Tower, BDO’s leader for the Western region.

“Homeshoring” has enabled BDO Seidman’s controller for the Western U.S., Grace Renteria, to essentially give herself a raise: the amount of money she saves by working at home, a café, a club—anywhere, in short, that doesn’t require a commute. There’s the $15 a day Renteria used to lay out for lunch. Then her $70 a week in gas. Add wear and tear on her Lexus LS 400. On top of that, she no longer has to lose productivity from co-worker interruptions. “I only go into the office,” Renteria says, “when I don’t have a lot going on.”

“THIS IS DESTINY”
Capital One is one of many companies where status has long been measured in square footage. The bank’s human resources chief, Matt Schuyler, has had to deal with executives made anxious by the prospect of losing their wood-paneled lairs as they begin new lives as laptop hobos. Schuyler, who is also in charge of corporate real estate, meets with them one on one, whipping out the stats showing how much a skinnier footprint benefits the bank. Then he delivers his sweetener: “The bad news is, I’m taking away your office. The good news is, here’s your new laptop and your shiny new BlackBerry.” Another enticement is the $1,000 managers can dole out to workers to freshen up their home offices. So far the company has cut 20% of its real estate costs. “This is destiny, and other companies will have to get there,” says Schuyler. “We’re at the tip of the iceberg with respect to this stuff.”

None of this is to say the corporate office will disappear. But hard times will accelerate a Digital Age makeover. Adieu to cubicle farms, fixed walls, and standing-room-only conference rooms. Hello to sliding walls, moveable furniture, and lots of lounge areas. Space will be allotted by function, not title. Square footage will be based on office presence, not rank. The flexibility will cut costs and at the same time accommodate both loud talkers and hermits. The new workplace will be less about working alone and more about working together. One thing, however, will never change: The office will remain the primary spot for meetings, collaboration, and, of course, gossip.

Our perspective:
The economy is challanging us to now think outside the box. Companies, besides fighting to survive, are still looking for the opportunity to grow and expand.
How can they be unique?
Robert Kennedy once eloquently stated that “some people look at things and ask why, I say why not?”
We got to where we are today, for we took our eye off the ball . This is not to say that we should turn our back on everything. There are many things that we can still incorporate. But it is time to also incorarate opportunities, to introduce efficiencies that will not take away from the ability to service our clients
There are only 24 hours in a day. Use our time more effectively. That is the key. Those willing to adapt will succeed.
What will we be looking at?
Teleconferencing…. Telecommuing…. Video Conferencing… Video Training
All of these play into raising efficiencies, lowering cost and challenging the norm.
Let us know your thoughts?
Should you like to knw more on incorporating these opportunities into your business? Leave a comment or email george@hbsadvantage.com

Conlin is the editor of the Working Life Dept. at BusinessWeek.

2009-03-10 23:39:19

Where did my day go?

November 16, 2007

 

Where did the day go? I had a whole list of things I wanted to get done but that went out the window as soon as I walked in this morning.

 

 

Sound familiar! Are you running your day or the day running you?

 Ever think of outsourcing? 

Companies have come to realize that outsourcing is a fairly powerful and effective management tool. It allows you to address an issue, provide a solution; increase efficiencies and profits while keeping your pulse on daily activities that demand your attention.

 

 

When a company approaches outsourcing for the first time the most challenging question is the most basic one:

 

Where do we begin?

 

 

 

 

A recent executive forum favored starting with generic, transaction based business processes such as finance, accounting and information technology. They felt that these fields offer quick wins, attractive returns with relatively low levels of risk.

Hutchinson Business Solutions….Your Outsource Solution

Today it is more important than ever to take an objective look at your operating expenses.

 

Below are areas with great opportunities for savings.

  • Payroll Taxes – There is a 50% chance you are overpaying payroll taxes.
  • Sales Tax – Long thought to be the “cost of doing business.”
  • Telecom – Clients are saving from 10 % to 40%.
  • Fleet Management – You can now “put your fleet in the palm of your hand.”
  • Data Solutions – Ask about our Virtual CIO Managed Service Program.
  • Utilities – Deregulated savings for large volume users.
  • Insurance – Cost continue to trend from 10% to 20% a year.

Many clients are enjoying the savings and have received refunds for overpayments.

A new global study on business outsourcing relationships finds that:

·        74% use “business outcomes” to measure performance

·        61% say outsourcing helps their companies perform better

·        74% are satisfied with their outsourcing experience

Thinking of outsourcing? Call 856-857-1230 or email george@hbsadvantage.com to discuss what opportunities are available. 

Hutchinson Businees Solutions…Your CFO on the Go

Defining opportunities today, increasing profits for tomorrow.

Take the First Step Today

November 16, 2007

HBS goes beyond the “bottom line” by introducing fresh, bold ideas that set the pace for future profitability.  Opportunities to increase profits are available; take the first step today and continue reading …

Below is an overview of some of the projects HBS has been working on recently and the opportunities presented to our clients. We invite you to be one of our success stories.

Opportunity: Payroll Tax

Client spun off from major area bank and set up new company in spring of 2004. New Federal ID numbers were issued and tax rates were assigned by both State and Federal agencies.

 Solution:

Upon reviewing the assigned tax rates, it was determined that the client made duplicate payroll tax payments in three areas. Our client received a substantial 5-figure refund from these agencies.

  

Opportunity: Voice and Data

Major South Jersey non-profit health organization invited HBS to review their current voice and data configuration and costs.

 Solution:

Multiple solutions were initiated to provide substantial savings as well as insure quality of service. All Verizon platform lines were converted to a local carrier, servicing the Verizon network, for over a 40% savings. The long distance was also ported to the same provider for a 50+% savings. Total annual savings totaled over $50,000.

  

Opportunity: Sales Tax

Major South Jersey Company, building multiple locations in three states, retained HBS to review the effects of sales tax liability in those states.

 Solution:

Upon reviewing multiple invoices of multiple vendors involved with the construction of these locations, it was determined that our client had overpaid sales tax on real property issues in all three states. Customer received over a $3m refund.

  

Opportunity: Voice and Data

Growing area Mortgage Company requested that HBS review their current voice and data configuration and costs.

 Solution: Multiple solutions were initiated to provide substantial savings as well as insure quality of service. All Verizon platform lines were converted to a local carrier, servicing the Verizon network, for over a 40% savings.  As a result of our efforts, the customer was able to cancel multiple lines that showed no usage. We are currently reviewing their long distance and data contracts – potential savings over $100,000.

Spread the good news….. share this information with a friend. 

Should you like to discuss opportunities available for your company to increase profits call us at 856-857-1230 or email george@hbsadvantage.com

 

 

 

Hutchinson Business Solutions has a 90% success rate providing savings and getting refunds for our clients.

 

Hutchinson Business Solutions…Your CFO on the Go. 

Defining opportunities today, increasing profits for tomorrow.

Visit http://www.hutchinsonbusinesssolutions.com/ to learn more about saving opportunities available for your company.

Unemployment is the 2nd  highest employer mandated tax, yet no one seems to question it.

What is your current rate?

Your Unemployment account is similar to having an open checkbook with the State:

  • The State assigns your rates

  • The State has total control of all monies in the account

  • The State determines the amount of each payment and disburses payments from this account

  • The State sends a quarterly reconciliation of all activity in the account

Would you handle your personal account this way?

How much did your company pay into Unemployment last year?

What is your reserve balance? (How much is in your State Checkbook)?

 Did You Know:

  • The State of New Jersey has a 12% error rate in the payment of unemployment claims.
    •  The state is overpaying the amount of the claim
  • The US Dept of Labor states that there is a 50% chance a company is overpaying taxes if they have been involved with a merger, acquisition or restructuring
    • All the due diligence is done prior to the above activity
    • The papers are then sent to the state to be recorded
    • Who validates that the transaction was recorded properly by the State

Hutchinson Business Solutions ( HBS ) works as an advocate for our clients. The onus is on the company to show that their rate is incorrect and that you may have overpaid Payroll Taxes.

 We have a 90% success rate 

Our team of experts deals only with Unemployment and other payroll related taxes only. We are able to look back over the past 3 to 4 years and determine if your rates were calculated properly. If there is an error, we will review the information with the client and take the necessary steps to have it corrected.

There is no upfront fee, we are only paid if there is a mistake and the client receives a refund and or credit to correct the rates. 

This is a Win / Win

  • HBS will validate your unemployment rates are correct.

  • There is no upfront cost; we work on a contingency basis.

  • These taxes have already been paid!

 You may qualify for a Refund!

Spread the good news….. share this information with a friend. 

Should you like to discuss opportunities available for your company to increase profits call us at 856-857-1230 or email george@hbsadvantage.com

 

 

Hutchinson Business Solutions…Your CFO on the Go. 

Defining opportunities today, increasing profits for tomorrow.

Visit http://www.hutchinsonbusinesssolutions.com/ to learn more about saving opportunities available for your company.

Why pay more taxes?

November 6, 2007

You work hard for your money. The government has imposed taxes that all individuals and companies must pay.

 

An individual hires an accountant to review their earning and verify they pay only their fair share. Tax laws are complicated so you rely on these professionals to review applicable codes to make sure the amount paid is correct.

Corporations pay multiple taxes; they hire professionals’ to review annual revenues and calculate corporate taxes due both the state and federal government. Yet companies fail to review two of the largest taxes they pay on a recurring basis.

Unemployment Taxes – This is the 2nd highest employer mandated tax. Think of having an open checkbook in the state’s hands. They tell you what your rate is and how much you should put into the account. (The states average a 10% error rate in the calculation of these rates.)  Then they send you a quarterly statement outlining how much they took out of your account.

Would you handle your personal checking account this way?

 10% error rate!! Could you be paying too much?     

Sales Tax – Talk about being complicated. Do you know the laws of what is a taxable item? You are not alone!

It seems when in doubt; tax it.

Why aren’t companies taking the time to look at these taxes?

Is paying taxes a sign of patriotism?

We all agree that we should pay our fair share!

Remember, the government is not asking you to overpay? They have taken the time to detail what should be paid.

We have a 90% success rate recovering overpayments of sales tax.

If you have not taken the time to ask yourself these questions, maybe now is a good time to start.

Next Step

We have a 90% success rate in getting refunds for our clients.

 Remember these taxes (Unemployment Taxes or Sales tax) have already been paid.  

All these issues are time sensitive. We have seen cases where clients have lost out on an opportunity to secure a refund for they hesitated and the statute of limitations to process the claim had run out.

There are no upfront costs for our services. We are only compensated by our ability to identify issues and provide refunds for our clients

Take the step to act now!

Ask the question!

 You may qualify for a refund!

Spread the good news….. share this information with a friend. 

 

 

Should you like to discuss opportunities available for your company to increase profits call us at 856-857-1230.

Hutchinson Business Solutions has a 90% success rate providing savings and getting refunds for our clients.

HBS…Your CFO on the Go. Defining opportunities today, increasing profits for tomorrow.Visit http://www.hutchinsonbusinesssolutions.com/ to learn more about saving opportunities available for your company.

Where does the money go?

November 6, 2007

How much do we have in the checkbook? Are we expecting any checks? Payroll is coming up again the end of this week.

 Can you hear yourself saying this? 

How much do we have on our Line of Credit?

 Does this sound familiar? 

What bills can we push off for week or two?

 Do you ever find that cash is tight? What if we can show you how to increase your cash flow? 

Does that interest you?

 

Hutchinson Business Solutions has great success increasing cash flow by providing saving and efficiencies. We review cost that most companies take for granted and find better ways to produce the best results.

 

Why wait? Take the bite out of trying to collect slow receivables.

 

We will help you to lower cost.

 

Call Hutchinson Business Solutions.

 Let the cash flow so you can meet your commitments more timely.

Spread the good news….. share this information with a friend. 

Should you like to discuss opportunities available for your company to increase profits call us at 856-857-1230.

Hutchinson Business Solutions has a 90% success rate providing savings and getting refunds for our clients.

HBS…Your CFO on the Go. Defining opportunities today, increasing profits for tomorrow.

Visit http://www.hutchinsonbusinesssolutions.com/ to learn more about saving opportunities available for your company.

How much are we paying?

November 5, 2007

Each month, new invoices are received and processed for payment. Not much thought goes into them, for the amount normally falls into a comfort level. As long as you don’t see any spike in charges, they are approved and paid.

 Savings is a parity of how much you spend! 

If you are spending $200 a month for one of your services and can save 20%, does that get your attention?

Let’s say you are spending $500, $2000 or even $10,000 a month for a service, can you see how a 20% savings grows.

  Do we have your attention yet?  

Our clients find value with our services for they see tangible results in lower cost and increased cash flow. Many times we are asked to look for additional savings in other areas of their business. That is our forte. We review and validate specific cost and provide opportunities to increase efficiencies and profits.

 You get what you pay for! We all have heard that line before. The real question should be, “Are we getting what we paid for?”  

We all have spoken to customer service reps or sales reps and requested changes on specific accounts. Remember spending all that time on the phone adjusting your cell phone minutes?  That was really going to lower your bill? The invoice comes in the next month and it’s even higher. You find yourself back to square one. The changes were never processed.

 Does anyone ever do what we ask? 

Promoting Accountability

 We pride ourselves in being an advocate for business. Any business, no matter how small or how large, we find the same scenarios.

“We are not getting what we’re paying for.” 

This can change!

Let HBS be your advocate promoting accountability and savings.

Spread the good news….. share this information with a friend.

 

Should you like to discuss opportunities available for your company to increase profits call us at 856-857-1230.

 Hutchinson Business Solutions has a 90% success rate providing savings and getting refunds for our clients.

HBS…Your CFO on the Go. Defining opportunities today, increasing profits for tomorrow.

Visit http://www.hutchinsonbusinesssolutions.com/ to learn more about saving opportunities available for your company.