For Our Own Deficit

May 13, 2011

Well……. we did avoid a government shutdown.

Thanks to some last minute wrangling down and DC,

the US economy lives on…..

limping until the end of September 2011.

All eyes now have turned to the vote on raising the debt ceiling.

Officially, the government states we should pass the debt limit sometime in early to mid-May.

What would happen if the Congress votes not to raise the debt ceiling?

Steps can be taken at that time to start shuffling who and what to pay…..

That should buy us another month.

Reports are that if the debt ceiling is not raised by the beginning of July,

The US will go into default.

What would happen should the US go into default?

  • The United States would default on its bond payments and would see its credit rating fall dramatically
  • Bondholders’ would be unable to receive interest payments
  • Investors would have a difficult time trusting the United States to honor its obligations and demand for long term United States debt would fall.
  • Senior citizen would not receive their Social Security checks
    • loss of these dollars would likely further hurt domestic consumption in the United States and place an undue strain on the budgets of senior citizens
  • A default will lead to increased risks for owning U.S. bonds.
    • Increased risks equal higher rates
    • Business loan borrowers and individuals looking for personal loans would see their borrowing costs rise astronomically
    • home or auto loan rates will be drastically higher, since access to credit would be at a premium


That’s just a snap shot of what to expect.

We made it thru the Great Recession.

Many experts feel this would throw the US into another Great Depression.


Not much time to dawdle!!!

Several weeks ago….

Standard and Poors, for the first time lowered its long term outlook for the federal government’s fiscal health……

From stable

To negative……..

They warned of serious consequences

If the lawmakers fail to reach a deal to control the massive federal deficit

So when is Congress expected to start tackling this issue?

It is reported they will start meeting on this issue sometime in June.

Congress just passed the 2011 budget!!!!

Heck, we still have 5 months left until the 2011 fiscal year is over.

Yet they will resolve the debt issue in 30 days?

America is a great country

No matter what is said

There is no place better to live

Everyone would love to enjoy

The freedoms we take for granted.

The debt ceiling and the deficit…….

Should not be a political issue

It is not going to go away

What are we doing to provide a secure future for the next generation?

We must carefully look at all the programs

Analyze what works

And put a true dollar value on sustainability

We are at a fork in the road

And the decisions we make

Will determine what path we go down

August 6, 2009

Written by Michael Grabell and Jennifer La Fleur as reported in ProPublica

Since the economic stimulus bill passed nearly six months ago, the Obama administration has repeatedly pledged that the money would reach middle America, seeping into the communities hardest hit by the recession.

But analysis of the most comprehensive list of stimulus spending to date found no relationship between where the money is going and unemployment and poverty.

Stimulus spending is literally all over the map, according to ProPublica’s analysis, which examined nearly all the contracts, grants and loans the government has reported awarding. Some battered counties are hauling in large amounts, while others that are just as hard hit have received little.

Take Trigg County, Ky. [2], where unemployment was 15.8 percent in June after the auto industry crisis rippled among suppliers. The stimulus has chipped in $1 million toward a biofuels facility and $30 million for a road project. According to the data, the county has been awarded $2,419 per resident.

But LaGrange County, Ind. [3], hasn’t fared so well. Despite having the identical unemployment rate, it has received only $33 a person. The community is still trying to recover after recreational vehicle plants shuttered last fall. Yet the stimulus has provided little more than the education and rural housing money that every county is scheduled to receive.

For months now, Democrats and Republicans have debated whether the stimulus is trickling down to communities that need it most. Much of the available evidence has been anecdotal, however, or based on studies that examined only transportation spending or a smaller list of projects.

The debate accelerates today as President Obama and Vice President Joe Biden visit Elkhart, Ind., and Detroit for a progress report on the economy that will again highlight the stimulus. What the available data show is that spending is uneven and sometimes runs contrary to measures of need.

Elizabeth Oxhorn, the White House stimulus spokeswoman, said much of the money thus far has moved through existing grant formulas that don’t take into account regional economic swings. But as some newer stimulus programs kick in — such as economic development grants and money to hire police officers — there will be more discretion in where to send dollars, she said.

“Where we do have opportunities to target assistance and programs that are meant to help hard-hit areas, we have done that, particularly in the hard-hit auto communities,” Oxhorn said.

First Look at County-Level Spending

Overall, the stimulus program will pump $787 billion into the economy, including tax cuts.

To assess what has happened so far, ProPublica combined all the data on the federal stimulus Web site,, with reports from other government sources into a list totaling $120 billion worth of stimulus spending. Of that, ProPublica examined $55 billion that could be traced to the county level.

Getting a complete accounting of the stimulus is nearly impossible because some of its largest elements — tax cuts for individuals, increases in Medicaid and unemployment — aren’t being tracked to the local level or have yet to be distributed by the states.

While those programs clearly benefit individuals hurt by the recession, they aren’t intended to create or sustain many jobs, as with dollars aimed at infrastructure or schools. The 7 percent of overall stimulus funding in ProPublica’s analysis is the broadest, most complete snapshot of spending to date.

The largest categories are highway projects, Pell Grants for low-income college students and funding to school districts for disadvantaged students. The data also include airport grants, small business loans, housing assistance, nuclear cleanup and military construction contracts.

ProPublica tested the relationship between spending per person and several socioeconomic and demographic factors across more than 3,100 counties and equivalent areas, such as Louisiana parishes, to see if there was a statistically significant pattern in the way money has been allocated.

Nationwide, the results showed no significant relationship across counties when spending was compared against unemployment, poverty, race and income. Looking within state boundaries, spending did have a relationship to unemployment in a few cases — but not always in the same direction.

In New Jersey [4], for example, counties with high unemployment were more likely to get more stimulus money per person. The opposite proved true in Michigan [5], which has the nation’s highest jobless rate at 15.2 percent. A searchable list of county stimulus projects and demographics is here. [6]

Nuclear Cleanups Boost Rural Counties

The biggest winner so far — at nearly $12,000 per resident — is Thomas County [7], an area of 583 people in the Nebraska Sandhills. Unemployment there is 4.8 percent, about half the national rate.

Judy Taylor, chairwoman of the Village Board in Thedford, said the majority of residents consider the main stimulus project, a $7 million viaduct over the railroad tracks, a waste of money.

“Out here, there seems to be plenty of work for people,” said Janice Hodges, whose family owns a gas station nearby. “It probably could have been better used somewhere else.”

Overall, the counties faring the best in the stimulus program are sparse communities with a giant road project — such as Brooks County [8], Texas, or Hocking County [9], Ohio — as one expensive project to a county with few people can skew per-capita figures.

Other counties doing well are home to Cold War weapons plants. The stimulus includes $6 billion to clean up and dispose of waste in 12 states, and those were among the first contracts awarded.

Thanks to the massive cleanup of the Hanford Nuclear Reservation, Benton County, Wash. [10], has received more than $1.5 billion — second only to Los Angeles County‘s [11] $2 billion in total funding so far. Benton County’s per capita spending: $9,300.

In metro areas, per-capita spending varies. LA County’s funding equates to $215 per person. New York County [12], which covers Manhattan, is receiving $610; its neighbor, the Bronx, is getting $185. Palm Beach County, Fla., is receiving $57, and Wayne County, Mich., epicenter of the auto industry meltdown, has received $183 per resident — about the national average for spending that could be tracked to the county level.

Some well-off counties are benefiting greatly.

Summit County, Utah [13], home to Park City and several upscale ski resorts, is one of the wealthiest counties in the country with a median household income of $83,000. Under the stimulus so far, it’s received $659 per person.

The money includes a $15 million interstate paving project, a $5 million bridge replacement, $1 million for sewers and sidewalks on Main Street in Coalville, and a $570,000 small-business loan to a Park City oral surgeon.

John Hanrahan, chairman of the Summit County Council, said the highway and bridge projects are in the rural part of the county and are mainly used by long-haul truckers rather than residents.

“It doesn’t necessarily help a farmer a lot for hay or gas,” he said. “It doesn’t affect the ski industry. We still have a significant portion of the population who are struggling with this recession.”

Hanrahan’s point underscores one of the basic uncertainties when determining who benefits from stimulus dollars. Money spent on a project doesn’t necessarily stay in the community. Construction workers often drive through several counties to job sites.

“People will live in one area and work in another,” said Mark Zandi, chief economist for Moody’s “Some county in a region could be getting more money but it could have a beneficial impact on other counties in the region.”

Obama’s Pledge: Help Is on the Way

When Obama launched the stimulus package in February, he visited Elkhart, a city that had seen its jobless rate skyrocket from a 5.8 percent in October 2007 to 20.8 percent this March.

The next day, he visited Fort Myers, Fla., which had been pummeled by the foreclosure crisis. Since then, administration officials have repeatedly visited auto industry towns to promise help.

Trigg County is one struggling area that has seen a flood of stimulus money. The county, on the Kentucky-Tennessee border, northwest of Nashville, has about 13,000 residents but received $32.5 million.

The county’s largest manufacturer, Johnson Controls, made car seat frames until it closed in March, leaving 560 people out of work. But right on the heels of that shutdown came $30 million in federal money for an ongoing project to widen U.S. Highway 68.

That stimulus money freed state funds already pledged to the $55 million expansion, protecting the contractor’s current workforce. State officials said it might have stalled without the stimulus.

The U.S. Forest Service awarded $2 million in contracts to clean up the Land Between the Lakes recreation area, which had been devastated by an ice storm. The agency also gave the county a grant for a facility that will convert wood to fuel to power a local hospital.

“When you tally it up and see the dollars that will come into our area through the stimulus, it is working,” said Stan Humphries, Trigg County judge-executive. “It doesn’t move as fast as we would like or reach as many families as we would hope for. But we feel that we are getting our share of the funds.”

Big Pots of Money Hard to Track

Edmund Phelps, a Nobel laureate who is director of Columbia University’s Center on Capitalism and Society, said it’s no surprise that spending so far doesn’t relate to characteristics like employment or poverty. To get money out quickly, the government relied on funding formulas that aren’t designed for an economic downturn. “It’s kaleidoscopic,” he said of the stimulus. “And it was all done very quickly.”

Some of the largest pots of money — tax cuts, food stamps and Medicaid assistance — go to more than 100 million individuals, and government auditors are struggling to estimate the local impact.

“Can you send a man to Jupiter? In theory you can,” said J. Russell George, the Treasury inspector general for tax administration. “We could in theory track every dollar, but you have to consider the expense and the time it would take to do that.”

For other types of spending programs — such as the $54 billion to stabilize state budgets and help local schools, or $6 billion to build water and sewage treatment plants — the money trail stops at the state governments, which are still deciding how to divvy up the funds. Only a fraction of the stabilization money has been sent to the states from Washington.

Other programs, such as transit grants, mask where the jobs are created. When the Akron, Ohio, transit authority bought 19 buses, for example, it created work at local rubber suppliers — but also at the plants that made the buses in Kansas, North Dakota and California.

“It’s difficult to take into account all of the different dimensions,” said Steve Murdock, a former Census Bureau director who is a professor of sociology at Rice University. “You have populations with various kinds of needs and local economies that reflect different kinds of conditions.”

Elkhart’s Poor Cousin Next Door

As Obama returns to Elkhart, he might want to consider LaGrange County just to the east.

While Elkhart County has been awarded about $169 per resident — a little less than the national average — LaGrange has received just $33 a person, according to the data.

Both counties saw their economies crater last year when high gas prices and tight credit made it difficult to sell recreational vehicles, a primary industry there. Dozens of factories, dealerships and suppliers shut down while thousands lost their jobs.

LaGrange County has several needed transportation and infrastructure projects, said Keith Gillenwater, the county’s economic development director. But so far, it has been shut out of any of the federal highway funding doled out by the state government.

“It’s frustrating,” he said. “To me there’s a lot of disparity that should be re-examined and taken into consideration.”


ProPublica is America’s largest investigative newsroom.

As reported in Huffington Post

AP March 12

WASHINGTON – President Barack Obama is encouraging state officials to get on the front lines of the government’s program to revive the ailing economy.

Obama stopped by a conference Thursday with state officials gathered in the capital to discuss carrying out the $787 billion economic stimulus program. He said he believes the American people are behind his administration’s efforts but also said that officials at all levels of government must spend the money wisely.

Obama told his audience: “You’ve got this wonderful mission. And it’s rare where you get your chance to put your shoulder to the wheel of history and put it in a better direction.”

Biden and Energy Secretary Steven Chu also announced $8 billion in stimulus money to be directed to state and local weatherization and energy efficiency efforts.

From the Vice President’s press release:

Vice President Joe Biden and Energy Secretary Chu today detailed an investment of nearly $8 billion in state and local weatherization and energy efficiency efforts as part of the President’s American Recovery and Reinvestment Act. With an investment of about $5 billion through the Weatherization Assistance Program and about $3 billion for the State Energy Program, the Department of Energy will partner with state and local governments to put 87,000 Americans to work and save families hundreds of dollars per year on their energy bills.
To jump-start job creation and weatherization work, the Department of Energy is releasing the first installment of the funding – about $780 million — in the next few days. The Department will release additional funding over time as states demonstrate that they are using the funding effectively and responsibly to create jobs and cut energy use.


Josh Nelson

Originally posted at The Seminal.

Natural gas does not get nearly as much attention as oil or coal. But the role this resource plays in our lives has been steadily increasing for decades. We must begin to address natural gas now, or we will leave future generations with a natural gas dependency reminiscent of our current dependence on foreign oil.

Here are some things you should probably know about natural gas.

Consumption of natural gas in the united states has remained relatively stable for the past 35 years.

But natural gas imports in the United States have more than quadrupled in the past 20 years.

And the price we pay for imported natural gas has more than tripled in the past 15 years.

This probably has something to do with the fact that production of Natural Gas in the United States peaked about 35 years ago, in 1973.

Recent enthusiasm for natural gas is due in large part to drastically increased shale gas production, particularly in the Barnett Shale. But the production process for shale gas, which includes fracturing the shale rock with water mixed with toxic metals and chemicals, is already polluting drinking water for hundreds of thousands of Americans.

Russia, Iran and Qatar have about 55% of the world’s known natural gas reserves. They are planning to create a cartel for natural gas, much like OPEC. Russia has already shown how far they are willing to go to manipulate prices. Natural gas proponents in the United States like to point to the fact that natural gas is, for the most part, not a fungible commodity. This is true because compressed natural gas is very difficult and expensive to transport, especially over long distances. But this is only true for compressed natural gas. The rapidly growing market for liquified natural gas, which can be transported relatively inexpensively, changes the equation quite a bit.

This is a dangerous path we are heading down. We have been increasing natural gas imports and expenditures at a healthy clip for the past several decades, while domestic production has struggled to remain flat. Industry points to new domestic production potential, but the potential costs include access to clean drinking water for millions of Americans in the surrounding areas. Meanwhile, a handful of countries control a majority of the world’s reserves, and are planning to organize a cartel to manipulate prices. Their ability to do so is likely to increase in the coming years, due to market realities (increasing fungibility).

While replacing coal-fired power plants and drastically reducing oil consumption remain the two key components of transitioning to a sustainable energy policy, those who are interested in long-term solutions must look beyond natural gas as well. Yes, natural gas will play some role as a “bridge fuel”. It is clear that we will continue to use it in power generation for years and years to come. And I’ll grudgingly admit, the percentage of vehicles running on natural gas will almost certainly go up before it goes down. But we should be very cautious and smart about how we produce our natural gas, how quickly we use our reserves, and how we can use them most effectively. Above all we must begin thinking about how we will prevent the global power dynamics behind the oil trade from being replicated with yet another finite fossil fuel. I’m sure even T. Boone Pickens would agree with that.

Another Cut

March 18, 2008

The Fed cut its federal funds rate another ¾ of a point today  to 2.25%, 

This is an overnight bank-lending rate.  

It is the sixth cut in the past six months and comes at a time when the Fed is trying to keep the economy from slipping into recession –  

Although many think it’s already entered one. 

What’s your thoughts on this? 

The Fed also took the unprecedented step, on Sunday, allowing brokerage firms to borrow money directly from the Fed, a right previously reserved for commercial banks.

In addition, the central bank lowered its discount rate, which is what it charges banks to borrow money, by a quarter of a point. 

As a result, the dollar rose the most it has in almost four years against the yen and gained against the euro.

All this, in an effort to boost the economy and bring confidence back to the financial markets.

Is this being reactionary or is the Fed trying to be proactive?

 Is this too little too late? 

What are your friends and associates saying?

Personally we are hearing a lot of uncertainty.

Most people are hoping it is all just a dream and that it won’t affect them.

However, the signs are real and it is already affecting them.

This is an election year.

Listen to what the candidates are saying and see which one is speaking to you.

Who offers the best plan to address the issues we are dealing with?

Who will address the long-standing issues that have plagued our economy?

I must admit I feel let down.

I always thought that politicians would act in our own best interest to address these issues.

However, too many years have passes and we are still talking about the same things.

What about the hopes and dreams we look to pass onto our children?

What steps are we taking to give them the opportunities we were afforded?

We look to politics to address the global issues,

However what steps can we take to make sure we are not talking about the same issues in years to come.

If you are in business, what are you doing to make it more competitive?

Where do you see your business in 5 years?

What steps are you taking to increase the efficiencies?

What if you lost a key person?

Is there a succession plan in place?

What are your employees saying about health benefits?

Do you have a retirement program in place?

These are opportunities we handle on an everyday basis.

To learn more visit our website

We look forward to hearing your thoughts and discussing them with you.

Where did my day go?

November 16, 2007


Where did the day go? I had a whole list of things I wanted to get done but that went out the window as soon as I walked in this morning.



Sound familiar! Are you running your day or the day running you?

 Ever think of outsourcing? 

Companies have come to realize that outsourcing is a fairly powerful and effective management tool. It allows you to address an issue, provide a solution; increase efficiencies and profits while keeping your pulse on daily activities that demand your attention.



When a company approaches outsourcing for the first time the most challenging question is the most basic one:


Where do we begin?





A recent executive forum favored starting with generic, transaction based business processes such as finance, accounting and information technology. They felt that these fields offer quick wins, attractive returns with relatively low levels of risk.

Hutchinson Business Solutions….Your Outsource Solution

Today it is more important than ever to take an objective look at your operating expenses.


Below are areas with great opportunities for savings.

  • Payroll Taxes – There is a 50% chance you are overpaying payroll taxes.
  • Sales Tax – Long thought to be the “cost of doing business.”
  • Telecom – Clients are saving from 10 % to 40%.
  • Fleet Management – You can now “put your fleet in the palm of your hand.”
  • Data Solutions – Ask about our Virtual CIO Managed Service Program.
  • Utilities – Deregulated savings for large volume users.
  • Insurance – Cost continue to trend from 10% to 20% a year.

Many clients are enjoying the savings and have received refunds for overpayments.

A new global study on business outsourcing relationships finds that:

·        74% use “business outcomes” to measure performance

·        61% say outsourcing helps their companies perform better

·        74% are satisfied with their outsourcing experience

Thinking of outsourcing? Call 856-857-1230 or email to discuss what opportunities are available. 

Hutchinson Businees Solutions…Your CFO on the Go

Defining opportunities today, increasing profits for tomorrow.

Take the First Step Today

November 16, 2007

HBS goes beyond the “bottom line” by introducing fresh, bold ideas that set the pace for future profitability.  Opportunities to increase profits are available; take the first step today and continue reading …

Below is an overview of some of the projects HBS has been working on recently and the opportunities presented to our clients. We invite you to be one of our success stories.

Opportunity: Payroll Tax

Client spun off from major area bank and set up new company in spring of 2004. New Federal ID numbers were issued and tax rates were assigned by both State and Federal agencies.


Upon reviewing the assigned tax rates, it was determined that the client made duplicate payroll tax payments in three areas. Our client received a substantial 5-figure refund from these agencies.


Opportunity: Voice and Data

Major South Jersey non-profit health organization invited HBS to review their current voice and data configuration and costs.


Multiple solutions were initiated to provide substantial savings as well as insure quality of service. All Verizon platform lines were converted to a local carrier, servicing the Verizon network, for over a 40% savings. The long distance was also ported to the same provider for a 50+% savings. Total annual savings totaled over $50,000.


Opportunity: Sales Tax

Major South Jersey Company, building multiple locations in three states, retained HBS to review the effects of sales tax liability in those states.


Upon reviewing multiple invoices of multiple vendors involved with the construction of these locations, it was determined that our client had overpaid sales tax on real property issues in all three states. Customer received over a $3m refund.


Opportunity: Voice and Data

Growing area Mortgage Company requested that HBS review their current voice and data configuration and costs.

 Solution: Multiple solutions were initiated to provide substantial savings as well as insure quality of service. All Verizon platform lines were converted to a local carrier, servicing the Verizon network, for over a 40% savings.  As a result of our efforts, the customer was able to cancel multiple lines that showed no usage. We are currently reviewing their long distance and data contracts – potential savings over $100,000.

Spread the good news….. share this information with a friend. 

Should you like to discuss opportunities available for your company to increase profits call us at 856-857-1230 or email




Hutchinson Business Solutions has a 90% success rate providing savings and getting refunds for our clients.


Hutchinson Business Solutions…Your CFO on the Go. 

Defining opportunities today, increasing profits for tomorrow.

Visit to learn more about saving opportunities available for your company.

Unemployment is the 2nd  highest employer mandated tax, yet no one seems to question it.

What is your current rate?

Your Unemployment account is similar to having an open checkbook with the State:

  • The State assigns your rates

  • The State has total control of all monies in the account

  • The State determines the amount of each payment and disburses payments from this account

  • The State sends a quarterly reconciliation of all activity in the account

Would you handle your personal account this way?

How much did your company pay into Unemployment last year?

What is your reserve balance? (How much is in your State Checkbook)?

 Did You Know:

  • The State of New Jersey has a 12% error rate in the payment of unemployment claims.
    •  The state is overpaying the amount of the claim
  • The US Dept of Labor states that there is a 50% chance a company is overpaying taxes if they have been involved with a merger, acquisition or restructuring
    • All the due diligence is done prior to the above activity
    • The papers are then sent to the state to be recorded
    • Who validates that the transaction was recorded properly by the State

Hutchinson Business Solutions ( HBS ) works as an advocate for our clients. The onus is on the company to show that their rate is incorrect and that you may have overpaid Payroll Taxes.

 We have a 90% success rate 

Our team of experts deals only with Unemployment and other payroll related taxes only. We are able to look back over the past 3 to 4 years and determine if your rates were calculated properly. If there is an error, we will review the information with the client and take the necessary steps to have it corrected.

There is no upfront fee, we are only paid if there is a mistake and the client receives a refund and or credit to correct the rates. 

This is a Win / Win

  • HBS will validate your unemployment rates are correct.

  • There is no upfront cost; we work on a contingency basis.

  • These taxes have already been paid!

 You may qualify for a Refund!

Spread the good news….. share this information with a friend. 

Should you like to discuss opportunities available for your company to increase profits call us at 856-857-1230 or email



Hutchinson Business Solutions…Your CFO on the Go. 

Defining opportunities today, increasing profits for tomorrow.

Visit to learn more about saving opportunities available for your company.

Why pay more taxes?

November 6, 2007

You work hard for your money. The government has imposed taxes that all individuals and companies must pay.


An individual hires an accountant to review their earning and verify they pay only their fair share. Tax laws are complicated so you rely on these professionals to review applicable codes to make sure the amount paid is correct.

Corporations pay multiple taxes; they hire professionals’ to review annual revenues and calculate corporate taxes due both the state and federal government. Yet companies fail to review two of the largest taxes they pay on a recurring basis.

Unemployment Taxes – This is the 2nd highest employer mandated tax. Think of having an open checkbook in the state’s hands. They tell you what your rate is and how much you should put into the account. (The states average a 10% error rate in the calculation of these rates.)  Then they send you a quarterly statement outlining how much they took out of your account.

Would you handle your personal checking account this way?

 10% error rate!! Could you be paying too much?     

Sales Tax – Talk about being complicated. Do you know the laws of what is a taxable item? You are not alone!

It seems when in doubt; tax it.

Why aren’t companies taking the time to look at these taxes?

Is paying taxes a sign of patriotism?

We all agree that we should pay our fair share!

Remember, the government is not asking you to overpay? They have taken the time to detail what should be paid.

We have a 90% success rate recovering overpayments of sales tax.

If you have not taken the time to ask yourself these questions, maybe now is a good time to start.

Next Step

We have a 90% success rate in getting refunds for our clients.

 Remember these taxes (Unemployment Taxes or Sales tax) have already been paid.  

All these issues are time sensitive. We have seen cases where clients have lost out on an opportunity to secure a refund for they hesitated and the statute of limitations to process the claim had run out.

There are no upfront costs for our services. We are only compensated by our ability to identify issues and provide refunds for our clients

Take the step to act now!

Ask the question!

 You may qualify for a refund!

Spread the good news….. share this information with a friend. 



Should you like to discuss opportunities available for your company to increase profits call us at 856-857-1230.

Hutchinson Business Solutions has a 90% success rate providing savings and getting refunds for our clients.

HBS…Your CFO on the Go. Defining opportunities today, increasing profits for tomorrow.Visit to learn more about saving opportunities available for your company.

Where does the money go?

November 6, 2007

How much do we have in the checkbook? Are we expecting any checks? Payroll is coming up again the end of this week.

 Can you hear yourself saying this? 

How much do we have on our Line of Credit?

 Does this sound familiar? 

What bills can we push off for week or two?

 Do you ever find that cash is tight? What if we can show you how to increase your cash flow? 

Does that interest you?


Hutchinson Business Solutions has great success increasing cash flow by providing saving and efficiencies. We review cost that most companies take for granted and find better ways to produce the best results.


Why wait? Take the bite out of trying to collect slow receivables.


We will help you to lower cost.


Call Hutchinson Business Solutions.

 Let the cash flow so you can meet your commitments more timely.

Spread the good news….. share this information with a friend. 

Should you like to discuss opportunities available for your company to increase profits call us at 856-857-1230.

Hutchinson Business Solutions has a 90% success rate providing savings and getting refunds for our clients.

HBS…Your CFO on the Go. Defining opportunities today, increasing profits for tomorrow.

Visit to learn more about saving opportunities available for your company.