Here Ye

July 23, 2015

Hear ye…. Hear ye… Hear ye……

This is to serve as notice

To all businesses in the State of New Jersey…..

Your new unemployment rates have just been mailed
By the State of New Jersey

You should be receiving your new rate notice….. Any day

Note:
All business owners have 30 days to question the new rates
you have been assigned

This is as good a time as any to verify…….

Is our new Unemployment Rate correct?

Unemployment…

Is the 2nd highest Employer Mandated Tax

By the US Government

 

Yet, people know so little about it

 

It is the only employer tax that can be controlled

 

Did you know that each claim can be worth up to $16,000????

 

Unemployment…..

Is like having a checking account with the State

 

Each year, at this time, the state sends you a notice

 

In NJ, it is called the

Employer Contribution Report

 

This report tells you…

How much money you had in your account at the beginning of the plan year

How much money you paid out in claims during the year

How much money you deposited into your account during the year

How much money is left in your account now….

 

It then goes thru a calculation based on the numbers listed above

 

As to what your new rate will be for the next 12 months

 

This new rate determines the funding level needed

To meet future claims

 

What is your rate????

 

Is your rate high or low????

 

Did your rate go up????

 

If so…You got a tax increase……

 

How do you know if your rate is correct????

 

That last question is the one question

All business owners should be asking

 

Especially if you have over 100 Employees

 

When there is a mistake in unemployment

The mistake is not on just 1 employee

It is the all factor

 

A mistake effect all your employees

 

That means the State may be taking more money

Out of your account than they should be taking

 

Remember….This is like a checking account

 

Would you miss money…..

If it was taken out of your personal checking account????

 

Who is holding the State accountable????

 

We are

 

HBS works with many established clients

Who took the time to ask the question

 

Is our rate correct????

 

Boy were they surprised…..

When we found there was a mistake

 

We went back to the State

 

Corrected the error

 

And our client received a refund

 

We are always asked how did you do that????

 

That is what separates HBS from all others

We know where to look

 

Many of the cost we work with

Most businesses take for granted

As the cost of doing business

 

Did you know……..

The state has over a 12% error rate

In the payment of unemployment claims

 

Once again…..

 

They are taking money out of your account

And they are not being held

Accountable

 

That is reason enough to ask the question….

 

Do you think you can look at our

Unemployment rate????

 

Is it correct??????

 

To learn more

Give us a call

 

We offer a free consultation

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As reported in Wall Street Journal

By
Timothy Puko

July 28, 2014 3:09 p.m. ET

NEW YORK—Natural-gas prices set a new eight-month low for the fourth time in six sessions, breaking an early-day run Monday as traders stayed focused on low prospects for demand.

Prices for the front-month August contract settled down 3.4 cents, or 0.9%, to $3.747 a million British thermal units on the New York Mercantile Exchange. August options expired Monday and the contract expires Tuesday. The more actively traded September contract settled down 2.2 cents, or 0.6%, to $3.765/mmBtu.

The day largely focused on technical trading as buyers and sellers kept moving against the momentum of the market, analysts said. After prices quickly hit an intraday high of $3.85/mmBtu, traders began to sell, likely focused on how cool weather is likely to limit demand in the weeks to come, said Aaron Calder, senior market analyst at energy-consulting firm Gelber & Associates in Houston.

The unseasonably cool summer has allowed consumers to use less air conditioning and the gas-fired electricity that fuels it. Producers put a record string of surpluses into storage, and gas prices have fallen about 20% since mid-June.

“If the weather stays mild and we don’t have any power demand, as it has been, then I don’t think we’ve hit a bottom,” Mr. Calder said.

Forecasts still show mild weather, including temperatures as much as eight degrees Fahrenheit below normal, lingering over the center of the country into the second week of August. Weather forecasts made only small changes over the weekend, with division over whether temperatures would be slightly warmer or cooler than previously expected.

The Dash

June 18, 2014

A couple of months ago

I attended a funeral

During the Mass

The priest read a poem

Written by Linda Ellis

Simply Titled….

The Dash

The poem seemed to be

The topic of conversation

After the service

I never heard that before

That was very profound

It really made me stop and think

When we look at a gravestone

We only see

A name

A date of Birth

And…

The date they passed away

Between the 2 dates

You will find….

The dash

The little dash stands for

Everything that was accomplished

During their lifetime

What do we do to fill our dash

What have we passed on…

To our family….

Friends….

Co-workers….

All who we meet

What is our legacy

What did we do with the gifts

We were given

This is the measure of our dash

How do we want to be remembered

If given the chance to write

Our own epithet

What would it say

Do we live to fulfill

The words we would write

Live Your Dash!

The Hunt

April 5, 2012

This Sunday is Easter Sunday

 

 

A big day for the Hutchinson family

 

 

Every year….

 

 

 

After we go to Mass….

 

 

 

We all head over to my Mom’s house

 

For Easter Brunch

 

 

 

Everybody chips in….

 

 

 

We have it down pat by now…

.

 

 

We all bring a dish

 

 

 

My sister Maureen coordinates

 

 

Janet always brings her sausage and egg casserole

 

 

 

A family favorite

 

 

 

There so much food there

 

You would think there were a 100….

 

People there

 

 

 

 

In a few years we may not be off the mark..

 

 

 

If all the grandchildren start having kids

 

We should hit the 100 mark pretty fast

 

 

 

After the meal is done….

 

 

 

 

The fun begins

 

 

 

We do an Easter egg hunt with a twist

 

 

 

There is a battle for the……

 

 

 

Hutch Trophy

 

 

 

This is a competition between the adults and children

 

 

 

We buy 2 puzzles and we take the pieces…..

 

 

 

And place each piece in a plastic egg

 

 

 

Then the children take their puzzle eggs and hide it

 

In the front yard

 

 

 

While the adults take their puzzle eggs

 

And hide them in the back yard

 

 

 

It can be vice a versa…..

 

 

 

When all the eggs are hidden, we meet inside

 

 

And then….

 

 

 

We are off and running

 

 

 

 

Who can find all the plastic eggs and….

 

 

 

Assemble their puzzle first

 

 

 

 

Think there is a little bit of competition going on?

 

 

 

Last summer I told you about the Hutch Olympics….

 

 

 

 

This is training

 

 

 

 

 

Each team is fighting to get bragging rights

 

 

 

The trophy sits in my mom’s kitchen all year….

 

 

 

As a gentle reminder…

 

 

 

 

 

 

Family get togethers’ are great

 

 

There is a special bond that is reinforced

 

 

 

 

Time and time again

 

 

We all find ourselves laughing….

 

 

 

When we all……..

 

 

 

Are acting like children

 

 

 

We remember the simple……

 

 

 

Pleasures that life brings

 

 

 

 

 

Enjoy and……

 

 

 

Treasure the time……

 

 

 

You share with your family

 

 

 

 

It is one of life’s little miracles

 

 

 

 

Happy Easter and Happy Passover to all

 

My family and friends

Happy New Year

January 7, 2011

Where did 2010 go? 

Not that long ago….. I was sitting on the beach, reading a book, drinking a Bloody Mary and letting the water run up over my toes.

Each year seems to fly by faster and faster.

2010 was a pretty great year.  We had some very memorable moments in the Hutchinson household:

Our eldest son George IV got married in 2010 and he and his wife Caroline are now expecting George Henry Hutchinson V….. (G 5)…. in early to mid-January. Five generations of George Henrys. Can it get any better than that!!!!!

Our second son Brenton, bought his first house in 2010 and got engaged last summer. I guess that first time homebuyer incentive really put a bug in his ear (or maybe it was Meghan). A June 2012 wedding is in the works.

After 27 months living in Peru and serving in the Peace Corp, our little girl Elizabeth came home in the beginning of August. It is quite a treat having her back on US soil, soaking up that vibrant Hutchinson smile. She wasted no time in finding a great job and has just bought her first new car. Don’t get in her way, she is on a tear!

Our youngest son Grant is in mid stride of his junior year at Temple, where he is a film major. Over the past 3 years he has written, filmed and starred in several short films, all have been great. Besides that, he has a budding musical career, writing and performing songs with his band. Slowly making inroads to the Phila. music and film scene.

Janet and I have both been blessed. We will admit it. We are proud of all our children. They done good and made us proud.

My Pop always said that he was careful when bragging about his kids, for they always end up doing something that would kick him in the arss.

How could he possibly say that about me? I am sticking to my story.

With 2011 now in bloom, I will be going away this weekend for my 29th retreat in Malvern, PA.

My father invited up to Malvern right after our first child was born. He asked me if I would like to go on a retreat with him in January.  I said, “What is a retreat?”  Always the coy…. He says, “Why don’t we go and find out.”

I must say, it has changed my life.

We always find ourselves living on the go……Always doing…..

Where’s my to do list?

Let’s see…..

First, I ‘ll do this….

 then I can do that….

and that will give me time to get this done

 and then I’ll rest.

The problem is that by the time you get to the rest part, you have already started another list.

Blackberry in hand and you are going……

fielding calls, replying to emails, setting appointments….go, go, go!!!

We are always doing and never taking the time

To just stop and listen……

Going on retreat the first weekend of each year presents the time to just stop….

And Reflect……

What activities, circumstances and events have brought me to where I am today?

What gifts or talents have I been given?

Have I used and developed these gifts or talents?

Has it been only for  my benefit?

Or was I willing to share?

What have you achieved?

Would you have done something or anything differently?

What do you see in your mind’s eye for 2011?

What am I looking to achieve?

What can I  do better?

What are we looking to pass onto the next generation?

These are things we keep pushing out,

because they are too personal and they do not fit on our to do list.

I am not trying to be preachy….

These are questions we are uncomfortable with, for we start to measure our self.

I know, I know……

I am my own worst critic,

Just don’t hold me accountable.

Going on retreat, you find yourself sharing the weekend with those looking to address the same questions.

Beside the quiet time to reflect,

You will also share great conversations and insights.

It has been thru these retreats that I have grown.

In closing, I would like to thank all of you who are not just clients or associates but…..

Friends.

Thru your friendships’ I have grown, which inspires me to do more in 2011.

HAPPY NEW YEARS!!!!!!!!

Visit us on the web www.hutchinsonbusinesssolutions.com

Humbled

December 8, 2010

I hope you don’t have trouble reading this entry. Recently I fell, separated my right shoulder and now I have to write left-handed. 

People who know me say my handwriting is terrible. (I thought you went to Catholic School, didn’t they teach you the Palmer Method)? 

You should see me trying to write and do everything left-handed. 

You never realize just how much we take the everyday things we do for granted until they take your rights (arm) away from you. It might be okay if I was left-handed….. 

But somehow I feel discombobulated. Everything has to be done is slow motion with my left hand. Go ahead try it! 

Try eating with a fork left-handed. 

Comb your hair or brush your teeth. 

I feel like I am going thru rehabilitation. Come on George, I know you can do it. 

How did I hurt my shoulder? Don’t even ask. I wish I could give you a great story. 

You should see what the other guy looked like. 

But no, it was humbling. 

I was actually trying to cross the street at night in front of my office. It is dark and as I was going across the street a car was coming from my right. My first thought was… they seem to be going a little fast. I started to take a couple of quick steps to get to the other side of the street. 

Little did I know that why I am looking to my right at the approaching car and breaking into a jog that a 

“Beware… Pedestrian Crossing” sign was right in front of me. 

What was that? 

Was my first thought, as I was tackled head on… 

glasses flying off my face…. 

I am falling and stumbling to get the first down (across the street and out of the car’s path). 

I throw my right arm out to catch my fall. And as soon as my right hand hit the street….. 

I felt and heard my right shoulder pop out of joint. 

Now I am lying in the middle of the street, (fortunately, the driver stopped and got out of the car) 

The owner of the pizza shop down the street, seeing the whole incident, came running over to help me. 

Are you all right? What happened? Let us help you up? 

I am half in shock…what and the heck hit me?……And in severe pain. 

My first response…… don’t touch me, I just thru out my shoulder

Looking back I can see the sign lying in the middle of the street and my body is locked into crippling position. 

I could not stand up; 

Dragging myself up to my office, (looking like the hunchback of Notre Dame), I yelled to my wife: 

Janet!!!!!! (In extreme pain) 

I threw my shoulder out….. I can’t even stand up…… I need a doctor. 

Seeing me she says, 

What happened?????  Did you get shot?” 

Thinking fast, she ran down the hall. (We happen to have a chiropractor in our building)

Dr Jon comes in, takes one look at me and says: 

Take George to the hospital. 

Did you ever notice that everything takes soooo much longer when you are in pain? 

We headed out to Virtua Hospital in Voorhees and let me tell you they did a great job. 

Kudos to my old classmate, Rich Miller, keep up the good work. 

I have a doctor, a doctor assistant and a nurse all pulling me in 3 different directions. Move a little more to the left, hold still, higher on your end…. but all of a sudden…. 

….Pop….my shoulder went back in. 

How do you feel sir? Are you still in pain? 

Anything has to be better than how I was feeling when I got here. 

What did you give me?  

Am I going to feel more pain later? 

What should I take if it starts to hurt later? 

Are you going to give me anything just in case it starts to hurt? 

So it goes, they put Humpty Dumpty back together again. 

For the next three weeks, I have my right arm in a sling……No Driving.

The doctor says there appears to be no ligament damage and I can start rehab on my right shoulder around the Christmas Holiday. 

Sounds like good news to me…. but how am I suppose to cut down my Christmas tree? 

JANET!!!!!!

The Little Things

November 30, 2010

I was driving down the Garden State Parkway a couple of weeks ago and I was enjoying the full color spectrum of the fall trees. Some of the trees were beginning to lose leaves but looking on a mile or so ahead, it presented a beautiful view. 

I really love this time of year and how God uses the landscape to paint a perfect picture. 

Turning onto the Atlantic City Expressway, I started to notice that the picture was fading. No longer could I see the brilliant colors ahead, for the trees were almost bare once I got to mile marker 13.5. 

I was a little surprised, for you would think that the fall splendor is universal in the area? 

I didn’t realize that there exist little pockets; that have their own hours to shine. 

We all must exist on our own timeline! 

What made mile marker 13.5 the breakpoint? 

That started me thinking. All the little things we just take for granted on a daily basis. 

What made me stop and take notice of the difference? 

Why? 

Because that is part of my character and that is what we do here at HBS. 

We look at the little things, the cost that most companies just take for granted. 

Most of our items are just budgeted for. 

What did we pay last year and how much do you think it may go up? 

     Electric…. Natural Gas…. Voice… Data…. Unemployment Taxes…. Sales Tax 

Need I say more? 

We call these costs the unsung heroes! 

These are daily cost of doing business that most companies tend to ignore. 

We find many people are resistant to change but: 

The only thing constant in life is change!  

Each client is unique. 

Each opportunity opens the door to defining what the client is currently doing; 

Exploring various options and 

Providing solutions, designed to increase efficiency and savings. 

We understand that the current economic climate has been difficult for many businesses. 

HBS provides: 

Smart Solutions for Smart Business

Many times, it is the little things that provide the best opportunities. 

Would you like to know more? Email george@hbsadvantage.com or call 856-857-1230.

Visit us on the web www.hutchinsonbusinesssolutions.com