Here Ye

July 23, 2015

Hear ye…. Hear ye… Hear ye……

This is to serve as notice

To all businesses in the State of New Jersey…..

Your new unemployment rates have just been mailed
By the State of New Jersey

You should be receiving your new rate notice….. Any day

Note:
All business owners have 30 days to question the new rates
you have been assigned

This is as good a time as any to verify…….

Is our new Unemployment Rate correct?

Unemployment…

Is the 2nd highest Employer Mandated Tax

By the US Government

 

Yet, people know so little about it

 

It is the only employer tax that can be controlled

 

Did you know that each claim can be worth up to $16,000????

 

Unemployment…..

Is like having a checking account with the State

 

Each year, at this time, the state sends you a notice

 

In NJ, it is called the

Employer Contribution Report

 

This report tells you…

How much money you had in your account at the beginning of the plan year

How much money you paid out in claims during the year

How much money you deposited into your account during the year

How much money is left in your account now….

 

It then goes thru a calculation based on the numbers listed above

 

As to what your new rate will be for the next 12 months

 

This new rate determines the funding level needed

To meet future claims

 

What is your rate????

 

Is your rate high or low????

 

Did your rate go up????

 

If so…You got a tax increase……

 

How do you know if your rate is correct????

 

That last question is the one question

All business owners should be asking

 

Especially if you have over 100 Employees

 

When there is a mistake in unemployment

The mistake is not on just 1 employee

It is the all factor

 

A mistake effect all your employees

 

That means the State may be taking more money

Out of your account than they should be taking

 

Remember….This is like a checking account

 

Would you miss money…..

If it was taken out of your personal checking account????

 

Who is holding the State accountable????

 

We are

 

HBS works with many established clients

Who took the time to ask the question

 

Is our rate correct????

 

Boy were they surprised…..

When we found there was a mistake

 

We went back to the State

 

Corrected the error

 

And our client received a refund

 

We are always asked how did you do that????

 

That is what separates HBS from all others

We know where to look

 

Many of the cost we work with

Most businesses take for granted

As the cost of doing business

 

Did you know……..

The state has over a 12% error rate

In the payment of unemployment claims

 

Once again…..

 

They are taking money out of your account

And they are not being held

Accountable

 

That is reason enough to ask the question….

 

Do you think you can look at our

Unemployment rate????

 

Is it correct??????

 

To learn more

Give us a call

 

We offer a free consultation

Are You Prepared

April 9, 2015

Most people feel…

It will never happen to them

But….

When you least expect it

You’re elected

What am I speaking about

Disaster Recovery

It a big topic in the

Communication industry

Is this something

You have looked at

Are you prepared

Did you know

40% of businesses affected by

Natural or man-made disasters

Never recover

IT disasters are inevitable

Whether it’s a simple server crash

Or a business office destroyed

By an environmental incident

The impact includes:

Downtime

Decreased productivity

Lost data and

Financial loss

The average loss being $41,900

Many organizations distrust

Their current disaster recovery approaches

While there is interest

In cloud based recovery

There is still a need

For education

Cloud based recovery is a

Flexible

Cost efficient alternative

To traditional disaster recovery

It requires fewer resources and

Infrastructure assets

There is greater business continuity

In the event of a disaster

With businesses experiencing

Less downtime

Would you like to learn more

HBS is working with experts

In the disaster recovery field

We will help you to

Be prepared

As reported in Wall Street Journal

By
Timothy Puko

July 28, 2014 3:09 p.m. ET

NEW YORK—Natural-gas prices set a new eight-month low for the fourth time in six sessions, breaking an early-day run Monday as traders stayed focused on low prospects for demand.

Prices for the front-month August contract settled down 3.4 cents, or 0.9%, to $3.747 a million British thermal units on the New York Mercantile Exchange. August options expired Monday and the contract expires Tuesday. The more actively traded September contract settled down 2.2 cents, or 0.6%, to $3.765/mmBtu.

The day largely focused on technical trading as buyers and sellers kept moving against the momentum of the market, analysts said. After prices quickly hit an intraday high of $3.85/mmBtu, traders began to sell, likely focused on how cool weather is likely to limit demand in the weeks to come, said Aaron Calder, senior market analyst at energy-consulting firm Gelber & Associates in Houston.

The unseasonably cool summer has allowed consumers to use less air conditioning and the gas-fired electricity that fuels it. Producers put a record string of surpluses into storage, and gas prices have fallen about 20% since mid-June.

“If the weather stays mild and we don’t have any power demand, as it has been, then I don’t think we’ve hit a bottom,” Mr. Calder said.

Forecasts still show mild weather, including temperatures as much as eight degrees Fahrenheit below normal, lingering over the center of the country into the second week of August. Weather forecasts made only small changes over the weekend, with division over whether temperatures would be slightly warmer or cooler than previously expected.

The Dash

June 18, 2014

A couple of months ago

I attended a funeral

During the Mass

The priest read a poem

Written by Linda Ellis

Simply Titled….

The Dash

The poem seemed to be

The topic of conversation

After the service

I never heard that before

That was very profound

It really made me stop and think

When we look at a gravestone

We only see

A name

A date of Birth

And…

The date they passed away

Between the 2 dates

You will find….

The dash

The little dash stands for

Everything that was accomplished

During their lifetime

What do we do to fill our dash

What have we passed on…

To our family….

Friends….

Co-workers….

All who we meet

What is our legacy

What did we do with the gifts

We were given

This is the measure of our dash

How do we want to be remembered

If given the chance to write

Our own epithet

What would it say

Do we live to fulfill

The words we would write

Live Your Dash!

Got a Minute

July 19, 2012

Hey …

 

 

Got a minute…

 

 

 

Do you mind if I

 

Get back to you

 

 

 

I have a lot going on

 

 

 

Have you heard that before?

 

 

 

 

Just wanted to stop by……

 

 

 

I had a few extra minutes

 

 

Can’t stay too long

 

 

 

Okay………..

 

 

 

Hurry up…..

 

 

 

I’m behind schedule

 

 

 

 

Why do we always seem to be rushing around?

 

 

 

You can’t even have a regular conversation

 

With anyone today

 

 

Without someone pulling out their cellphone

 

 

 

I just remembered

 

 

I have to make a note

 

 

 

 

Hold on

 

 

I just got a text

 

 

 

I must admit I have found myself

 

 

Fall into the abyss

 

 

 

We have lost all sense of

 

 

Quality time

 

 

 

Our communication is becoming

 

 

 

Cryptic

 

 

 

Why are we all so busy

 

 

Or

 

 

Are we just trying

 

 

To feel busy

 

 

 

 

Are we trying to feel important?

 

 

 

Looking to fill a void?

 

 

 

 

Well guess what?

 

 

 

We are all important

 

 

 

We are just too busy to show

 

 

The people we all love

 

 

 

Just how important

 

 

 

They are to us

 

 

 

Why are we

 

 

 

Always searching for more

 

 

 

Is the grass really greener…..

 

 

 

On the other side……

 

 

 

 

Why are we all so caught up

 

 

 

In not just being ourselves

 

 

 

 

To the world

 

 

You may be one person,

 

 

 

But to one person

 

 

 

You may be the world

 

Visit us on the web www.hutchinsonbusinesssolutions.com

The Hunt

April 5, 2012

This Sunday is Easter Sunday

 

 

A big day for the Hutchinson family

 

 

Every year….

 

 

 

After we go to Mass….

 

 

 

We all head over to my Mom’s house

 

For Easter Brunch

 

 

 

Everybody chips in….

 

 

 

We have it down pat by now…

.

 

 

We all bring a dish

 

 

 

My sister Maureen coordinates

 

 

Janet always brings her sausage and egg casserole

 

 

 

A family favorite

 

 

 

There so much food there

 

You would think there were a 100….

 

People there

 

 

 

 

In a few years we may not be off the mark..

 

 

 

If all the grandchildren start having kids

 

We should hit the 100 mark pretty fast

 

 

 

After the meal is done….

 

 

 

 

The fun begins

 

 

 

We do an Easter egg hunt with a twist

 

 

 

There is a battle for the……

 

 

 

Hutch Trophy

 

 

 

This is a competition between the adults and children

 

 

 

We buy 2 puzzles and we take the pieces…..

 

 

 

And place each piece in a plastic egg

 

 

 

Then the children take their puzzle eggs and hide it

 

In the front yard

 

 

 

While the adults take their puzzle eggs

 

And hide them in the back yard

 

 

 

It can be vice a versa…..

 

 

 

When all the eggs are hidden, we meet inside

 

 

And then….

 

 

 

We are off and running

 

 

 

 

Who can find all the plastic eggs and….

 

 

 

Assemble their puzzle first

 

 

 

 

Think there is a little bit of competition going on?

 

 

 

Last summer I told you about the Hutch Olympics….

 

 

 

 

This is training

 

 

 

 

 

Each team is fighting to get bragging rights

 

 

 

The trophy sits in my mom’s kitchen all year….

 

 

 

As a gentle reminder…

 

 

 

 

 

 

Family get togethers’ are great

 

 

There is a special bond that is reinforced

 

 

 

 

Time and time again

 

 

We all find ourselves laughing….

 

 

 

When we all……..

 

 

 

Are acting like children

 

 

 

We remember the simple……

 

 

 

Pleasures that life brings

 

 

 

 

 

Enjoy and……

 

 

 

Treasure the time……

 

 

 

You share with your family

 

 

 

 

It is one of life’s little miracles

 

 

 

 

Happy Easter and Happy Passover to all

 

My family and friends

Humbled

December 8, 2010

I hope you don’t have trouble reading this entry. Recently I fell, separated my right shoulder and now I have to write left-handed. 

People who know me say my handwriting is terrible. (I thought you went to Catholic School, didn’t they teach you the Palmer Method)? 

You should see me trying to write and do everything left-handed. 

You never realize just how much we take the everyday things we do for granted until they take your rights (arm) away from you. It might be okay if I was left-handed….. 

But somehow I feel discombobulated. Everything has to be done is slow motion with my left hand. Go ahead try it! 

Try eating with a fork left-handed. 

Comb your hair or brush your teeth. 

I feel like I am going thru rehabilitation. Come on George, I know you can do it. 

How did I hurt my shoulder? Don’t even ask. I wish I could give you a great story. 

You should see what the other guy looked like. 

But no, it was humbling. 

I was actually trying to cross the street at night in front of my office. It is dark and as I was going across the street a car was coming from my right. My first thought was… they seem to be going a little fast. I started to take a couple of quick steps to get to the other side of the street. 

Little did I know that why I am looking to my right at the approaching car and breaking into a jog that a 

“Beware… Pedestrian Crossing” sign was right in front of me. 

What was that? 

Was my first thought, as I was tackled head on… 

glasses flying off my face…. 

I am falling and stumbling to get the first down (across the street and out of the car’s path). 

I throw my right arm out to catch my fall. And as soon as my right hand hit the street….. 

I felt and heard my right shoulder pop out of joint. 

Now I am lying in the middle of the street, (fortunately, the driver stopped and got out of the car) 

The owner of the pizza shop down the street, seeing the whole incident, came running over to help me. 

Are you all right? What happened? Let us help you up? 

I am half in shock…what and the heck hit me?……And in severe pain. 

My first response…… don’t touch me, I just thru out my shoulder

Looking back I can see the sign lying in the middle of the street and my body is locked into crippling position. 

I could not stand up; 

Dragging myself up to my office, (looking like the hunchback of Notre Dame), I yelled to my wife: 

Janet!!!!!! (In extreme pain) 

I threw my shoulder out….. I can’t even stand up…… I need a doctor. 

Seeing me she says, 

What happened?????  Did you get shot?” 

Thinking fast, she ran down the hall. (We happen to have a chiropractor in our building)

Dr Jon comes in, takes one look at me and says: 

Take George to the hospital. 

Did you ever notice that everything takes soooo much longer when you are in pain? 

We headed out to Virtua Hospital in Voorhees and let me tell you they did a great job. 

Kudos to my old classmate, Rich Miller, keep up the good work. 

I have a doctor, a doctor assistant and a nurse all pulling me in 3 different directions. Move a little more to the left, hold still, higher on your end…. but all of a sudden…. 

….Pop….my shoulder went back in. 

How do you feel sir? Are you still in pain? 

Anything has to be better than how I was feeling when I got here. 

What did you give me?  

Am I going to feel more pain later? 

What should I take if it starts to hurt later? 

Are you going to give me anything just in case it starts to hurt? 

So it goes, they put Humpty Dumpty back together again. 

For the next three weeks, I have my right arm in a sling……No Driving.

The doctor says there appears to be no ligament damage and I can start rehab on my right shoulder around the Christmas Holiday. 

Sounds like good news to me…. but how am I suppose to cut down my Christmas tree? 

JANET!!!!!!

The Little Things

November 30, 2010

I was driving down the Garden State Parkway a couple of weeks ago and I was enjoying the full color spectrum of the fall trees. Some of the trees were beginning to lose leaves but looking on a mile or so ahead, it presented a beautiful view. 

I really love this time of year and how God uses the landscape to paint a perfect picture. 

Turning onto the Atlantic City Expressway, I started to notice that the picture was fading. No longer could I see the brilliant colors ahead, for the trees were almost bare once I got to mile marker 13.5. 

I was a little surprised, for you would think that the fall splendor is universal in the area? 

I didn’t realize that there exist little pockets; that have their own hours to shine. 

We all must exist on our own timeline! 

What made mile marker 13.5 the breakpoint? 

That started me thinking. All the little things we just take for granted on a daily basis. 

What made me stop and take notice of the difference? 

Why? 

Because that is part of my character and that is what we do here at HBS. 

We look at the little things, the cost that most companies just take for granted. 

Most of our items are just budgeted for. 

What did we pay last year and how much do you think it may go up? 

     Electric…. Natural Gas…. Voice… Data…. Unemployment Taxes…. Sales Tax 

Need I say more? 

We call these costs the unsung heroes! 

These are daily cost of doing business that most companies tend to ignore. 

We find many people are resistant to change but: 

The only thing constant in life is change!  

Each client is unique. 

Each opportunity opens the door to defining what the client is currently doing; 

Exploring various options and 

Providing solutions, designed to increase efficiency and savings. 

We understand that the current economic climate has been difficult for many businesses. 

HBS provides: 

Smart Solutions for Smart Business

Many times, it is the little things that provide the best opportunities. 

Would you like to know more? Email george@hbsadvantage.com or call 856-857-1230.

Visit us on the web www.hutchinsonbusinesssolutions.com