Where to Look

January 26, 2018

It is always nice to hear good things about our company

 

When I was on the other side of the table

Looking to make a major purchase or an upgrade

I always made it a point

To get as much information as possible

 

I was looking to see

Who would be the most qualified

To implement the program or vision

We looked to achieve

 

I never liked long winded explanations

Just give me the facts

 

When giving the presentation

Give an apple to apples comparison

 

That is the only way you can make an objective decision

 

If a presentation leads to more questions than answers

I found that disheartening

 

Why am I babbling about this…

 

Recently…I was delighted

When a client complimented HBS

On the completeness of our presentation

 

They went on to say…..

We interviewed another broker…

 Their presentation was confusing….

 Leaving more questions than answers….

 

They felt our proposal was self-explanatory

It provided all the information they needed to know

They liked our attention to detail

 

Our proposal also noted

What items were under contract

And their expiration dates

 

Our goal has always been…

Define the client’s needs…

Properly address the client’s needs…

Show value with our solution….

Build a relationship of trust with the client….

Continually educate our clients

 

Everything we do

Is done with the client’s best interest in mind

 

HBS has provided substantial savings

To many of the Delaware Valley’s

Most successful firms

 

Many were surprised to find savings from 20% up to 40% and more

 

Deregulated Energy…Communication…Unemployment Taxes…Sales Tax…Property Tax

 

How do we do it…

We know where to look

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Looks What’s New

June 27, 2016

— Welcome to the NEW —
hutchinsonbusinesssolutions.com
Modern, clean and bright.
The first thing you’ll notice is HBS has adopted a new logo
that represents our three core values

service, reliability and savings.
Hutchinson Business Solutions is very excited to announce the launch of our newly designed website with a brand new look. The site’s homepage features a clean design with the emphasis on our services to customers. The new website creates a faster, easier to navigate, and more user-friendly experience.
In today’s market, the competitive advantage belongs to businesses that find smart solutions to the challenges they face. It’s important for us to make information regarding solutions, service and trends accessible for our current and prospective clients. Our new site features an entire section dedicated to case studies and another on testimonials where you see first hand the difference that can be made in your company. If you’d like to know what Hutchinson Business Solutions can do for you, reach out today.
Hutchinson Business Solutions
hutchinsonbusinesssolutions.com
856-857-1230  | george@hbsadvantage.com
Connect with us
Hutchinson Business Solutions, 116 N. Haddon Ave., Suite C, Haddonfield, NJ 08033
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Constant Contact

Most people I talk to

 

Admit to budgeting by….

 

 

How much did we spend last year?

 

 

How do you know what you spent last year;

 

Was the correct amount?

 

 

It may be a comfort level amount

 

 

In today’s growing market

 

It is good to look at all your costs…

 

 

Do not take what you paid last year

 

As the cost of doing business.

 

 

 

Just think…

 

The iphone was invented 9 years ago

 

Look how it has revolutionized how we do business

 

 

Businesses were once paying over $1000 a month for T1’s

 

You can now get 10 times the speed for a fraction of the cost

 

 

Cloud technology is transforming business…

 

 

Natural gas prices were once over $10 a dekatherm

 

We now have a new floor and….

 

Companies are saving thousands of $$$

 

In the deregulated gas and electric market

 

 

 

Did you know that NJ and PA have over a 12% error rate

 

In the payment of unemployment claims

 

The state is taking money out of your account

 

Without asking.

 

 

 

When property values went down

 

How come we continued to pay the same property taxes?

 

 

 

Is sales tax really the cost of doing business…

 

What is this real property exemption?

 

 

 

These are questions we all should be asking ourselves…

 

 

These are questions we deal with…

 

Everyday

 

 

 

 

Don’t just settle and accept that

 

What we are currently paying

 

Is the cost of doing business…

 

 

 

At HBS

 

We validate what you are currently paying and

 

Look for opportunities to save you money

 

 

We are experts in providing smart solutions

 

That will grow your bottom line.

Come to think of it

June 16, 2009

Has the recent turndown in the economy had an effect on your business?

What steps have you taken to tighten the belt?

Did you reduce the workforce? 

Did you reduce or drop employee benefits? 

In difficult times you may find you have to think outside the box. Reducing the workforce and employee benefits are obvious choices. 

There are diamonds in the rough out there! 

Where you ask? If you only knew!

 Most companies budget for expenses and never really drill down to see if there are opportunities for savings.

 Deregulated Energy: Natural Gas and Electric

 Is your company paying more than $5000 a month on natural gas or electric for your building! 

The deregulated Gas and electric market is the lowest it has been in the last 3 to 4 years. 

Our clients are saving from 15% to 30% on natural gas. 

 

Just in the last week, we saved a client over $45,000 by locking in their Natural gas for the next 12 months.

 

Our electric clients are saving from 6% to 15%

 

Just last week, a client saved over $94,000 by locking in their electric for the next 12 months.

 

How much do you think your company may qualify to save?

The local provider buys gas and electric in the wholesale marker and sells it to you retail.

We put our clients in the wholesale position.

 The savings is yours and falls to the bottom line!

 Voice and Data:

Here is the real sleeper. Many companies feel they wear a safety blanket for they have Verizon or ATT as their provider.

You are paying a premium for that blanket!

Deregulation allows third party providers to use the Verizon / ATT platform and deliver voice to their clients at a discount.

 Our clients are saving from 15% to 40% on their monthly Voice and Data Billing. 

What is 25% of your bill?

 Come to think of it, we haven’t looked at these costs recently?

 Call Hutchinson Business Solutions 856-857-1230. There is no fee for our services!

 Or you can email george@hbsadvantage.com

 

Let the savings begin!!!!!

Natural Gas Market

May 30, 2009

Energy Business Reports Logo

Apr 30, 2009

As was the case with other industries that have been deregulated, natural gas deregulation has resulted in competition which helps lower the cost of natural gas and increase customer choices.

Deregulation is the process of lessening the amount of government restrictions an oversight applied to private companies. The natural gas industry has been gradually deregulated over the past ten years.

Before deregulation, utilities charged their customers for all the necessary steps to get the natural gas from the gas well to the customer’s home or business. This included purchasing the natural gas, delivering it to the customer, measuring the customer’s use,providing emergency service, and billing the customer.

One effect of deregulation has been that customers may now choose to purchase only part of the full line of services that are offered by the utility. This ability to choose is called
unbundling. The complete package of services has been unbundled so that a customer can choose to separate the gas purchasing transaction from the delivery — or transport — transaction.

Our Perspective:

Natural Gas prices are the lowest they have been in 3 to 4 years. For companies spending more than $3000 a month we are finding 20% to 30% saving over what they have paid over the past year.

One of our new clients signed up today and will see more that $42,000 savings over the next year.

Like to know more? Feel free to contact us. There are no additional fees, your savings fall to the bottom line.

Email george@hbsadvantage.com  or call 856-857-1230

ANGELA CHARLTON | May 28, 2009 05:01 PM EST | AP

PARIS — The top U.S. environment official says it’s time for the United States to shed its energy-wasting image and lead the world race for cleaner power sources instead.

After several years with a relatively low profile under President George W. Bush, the U.S. Environmental Protection Agency “is back on the job,” EPA Administrator Lisa Jackson told The Associated Press on Thursday during a trip to Paris.

What the EPA does domestically this year will be watched closely overseas. Nations worldwide are working toward a major meeting in Copenhagen in December aimed at producing a new global climate pact. The U.S. position on curbing its own pollution and helping poor countries adapt to global warming is seen as key to any new pact.

Jackson was in Paris for international talks on how rich governments can include global climate concerns in overall development aid.

She dismissed worries that economic downturn was cutting into aid commitments or investment in new energy resources. She said the United States should take the lead on clean energy technology, recession or no.

“We have to get in the race now _ and win it,” she said. “I don’t expect a moving backwards because of recession.”

At climate talks in Paris earlier this week, European environment ministers welcomed greater U.S. commitment to environmental issues under the Obama administration _ but said it still wasn’t aiming high enough in its targets for cutting U.S. emissions.

Jackson said a shift in the American mindset is only beginning.

Talking about energy efficiency and saying companies should pay to pollute _ “that’s a revolutionary message for our country,” she said.

For a long time, she said, “People didn’t even expect the EPA to show up” at events, much less set policies that could be seen as examples for the rest of the world.

“Now it seems like every day we’re rolling back or reconsidering a Bush era policy on clean air,” she said.

She said it was time for the United States to take a more active role in limiting chemical pollutants, after falling behind Europe in that domain.

The U.S. also has lessons to learn from countries such as the Netherlands, she said, after visiting its low-lying, flood-prone lands to study ways cities like her native New Orleans can better manage water.

Our Perspective:

It is good to hear the administration making positive comments about our energy’s future. Alternative energy is a growth business and the correct path for insuring our future energy indepenence.

Let us know your thoughts? You may leave a comment or email george@hbsadvantage.com

Would you like to know more about the financial opportunities that drive this investment. Feel free to contct us.

 By Peter Whoriskey

In Record Numbers, Employers Move to Block Unemployment Payouts

Washington Post Staff Writer
Thursday, February 12, 2009; Page A01

 

It’s hard enough to lose a job. But for a growing proportion of U.S. workers, the troubles really set in when they apply for unemployment benefits.

This Story

More than a quarter of people applying for such claims have their rights to the benefit challenged as employers increasingly act to block payouts to former workers.

The proportion of claims disputed by former employers and state agencies has reached record levels in recent years, according to the Labor Department numbers tallied by the Urban Institute.

Under state and federal laws, employees who are fired for misbehavior or quit voluntarily are ineligible for unemployment compensation. When jobless claims are blocked, employers save money because their unemployment insurance rates are based on the amount of the benefits their workers collect.

As unemployment rolls swell in the recession, many workers seem surprised to find their benefits challenged, their former bosses providing testimony against them. On one recent morning in what amounts to one of Maryland’s unemployment courts, employees and employers squared off at conference tables to rehash reports of bad customer service, anger management and absenteeism.

“I couldn’t believe it,” said Kenneth M. Brown, who lost his job as a hotel electrician in October.

He began collecting benefits of $380 a week but then discovered that his former employer, the owners of the Gaylord National Resort and Convention Center, were appealing to block his unemployment benefits. The hotel alleged that he had been fired for being deceptive with a supervisor.

“A big corporation like that. . . . It was hard enough to be terminated,” he said. “But for them to try to take away the unemployment benefits — I just thought that was heartless.”

 

After a Post reporter turned up at the hearing, the hotel’s representative withdrew the appeal and declined to comment. A hotel spokesperson later said the company does not comment on legal matters. Brown will continue to collect benefits, which he, his wife and three young children rely on to make monthly mortgage payments on their Upper Marlboro home.

Unemployment compensation programs are administered by the states and funded by payroll taxes that employers pay. In 2007, employers put up about $31.5 billion in such taxes, and those taxes typically rise during and after recessions, as states seek to replenish the funds.

With each successful claim raising a company’s costs, many firms resist letting employees collect the benefit if they consider it undeserved.

“In some of these cases, employers feel like there’s some matter of principle involved,” said Coleman Walsh, chief administrative law judge in Virginia, who has handled many such disputes. But, he said, “nowadays it appears their motivation has more to do with the impact on their unemployment insurance tax rate. Employers by and large are more aware of unemployment as a cost of business.”

The cost of unemployment insurance has created an industry of “third-party agents” — companies that specialize in helping employers deal with the unemployment insurance administration. These firms represent employers in disputes with former employees over jobless benefits.

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One of the largest is …., a St. Louis company active in the Washington area, which claims more than 8,000 clients.

The company’s Web site says that it removes “over $6 billion in unemployment claims liability annually.”

Joyce Dear, chief operations officer for tax management services at …., said firms such as hers help bring to light the issues surrounding an employee’s departure.

“You are limited to what is permissible,” she said. “What an employer can do is provide the facts around a separation. The awarding of the benefits is in the hands of the state.”

Wayne Vroman, a researcher at the Urban Institute, has documented the rise of challenges to unemployment claims using the Labor Department data. He found that the proportion of claims challenged on the basis of misconduct has more than doubled, to 16 percent, since the late 1980s. Claims disputed on the grounds that the worker simply quit represent about 10 percent of the otherwise eligible applications.

Even as more employers have alleged employee misconduct, their success rate has stayed relatively stable — they lose on such issues about two-thirds of the time.

“What is clear is that employers have become more willing to contest claims from claimants,” Vroman said of the data.

Hearing officers and others in the industry said it isn’t clear why the number of challenges to unemployment claims has grown. The labor force has changed over the years, with less of it devoted to manufacturing and more of it from the service sector.

Some suggested the rise in disputed benefits stems from the fact that it is easier today for employers to track claims and try to block those they consider unwarranted.

“Automation has contributed to the ease with which protests from the employer can be filed,” said Doug Holmes, president of UWC Strategy, a group that claims large and small employers among its members and represents their interests in unemployment matters.

Others speculated that changes in the law have made it easier for employers to block unemployment claims.

Rick McHugh, a staff attorney for the National Employment Law Project who began handling such cases in the 1970s, said court rulings have slowly enlarged the definition of employee misconduct, making it easier for employers to say they rightfully fired a worker.

“The courts are just not showing as much sympathy for employees who get fired,” he said. “There’s a higher standard of behavior that is expected of employees.”

For example, back in 1941, the Wisconsin Supreme Court considered the case of a cab driver who’d had three accidents in two weeks and also shorted the company on a 40 cent fare, turning in only 25 cents.

The court ruled that the driver was entitled to unemployment benefits because unintentionally careless or shoddy work did not constitute misconduct. It’s unlikely, McHugh said, that the case would be determined the same way today.

In many states, hearings are held daily on unemployment claims. The outcome most often turns on whether the former employee was guilty of misconduct.

With employees and employers as adversaries, it’s often difficult to determine the facts of a case, and just as difficult at times to separate misconduct from incompetence, which is not a reason to withhold the benefits.

During a day of hearings this week in Wheaton, human resources personnel sat across tables from former employees, and the discussion often turned to written warnings, company handbooks and who-told-what-to-whom.

A former assistant manager at Ri Ra, an Irish Bar in Bethesda, fended off complaints that, among other things, he’d failed to greet guests at the door and one time poured a beer for himself after hours.

A Verizon technician was charged with, in company terms, “detour and frolic.”

And a former salesman at Ethan Allen complained that there was no way he could have made his $35,000 sales quota — and that’s why he quit.

“It’s almost like a daily soap opera — but it’s real life,” veteran hearing examiner Scott Karp said. “In this economic climate, the threshold for what employers consider minimum acceptable behavior has changed. They decide they’re not going to put up with it anymore, so they start documenting the employee’s behavior and often enough, the issue winds up here.”

Our Perspective:

Unemployment claims are a much overlooked business expense.

Did you know that Unemployment Tax is the 2nd largest Employer mandated tax?

Basically, the Unemployment Fund can be seen as being a checking account with the state.

The state determines what your rate is.

The rate determines how much money you put into this account to pay claims.

Then the state notifies you how much they have taken out of the account to pay claims.

How do you know these rates are correct?

How do you know your reserves are correct?

How do you know if you are paying the proper amount for each claim?

Many business never ask this question!

This is one of the only employer taxes that you can control!

You could be overpaying unemployment taxes into the fund.

You may be overpaying claims!

You may be paying for claims that are not your responsibility!

We have worked with clients to review their rates and have provided a long term solution to manage their claims. As a result, we have reduced their rates and reduced the contribution they have to annually pay into the unemployment fund.

Would you like to know more, email george@hbsadvantage.com or you may call

856-857-1230.

We have clients who have operations thruout the United States.

We are a boutique firm with success with many high profile clients.

Visit us on the web to learn more

www.hutchinsonbusinesssolutions.com

As reported in Huffington Post

AP March 12

WASHINGTON – President Barack Obama is encouraging state officials to get on the front lines of the government’s program to revive the ailing economy.

Obama stopped by a conference Thursday with state officials gathered in the capital to discuss carrying out the $787 billion economic stimulus program. He said he believes the American people are behind his administration’s efforts but also said that officials at all levels of government must spend the money wisely.

Obama told his audience: “You’ve got this wonderful mission. And it’s rare where you get your chance to put your shoulder to the wheel of history and put it in a better direction.”

Biden and Energy Secretary Steven Chu also announced $8 billion in stimulus money to be directed to state and local weatherization and energy efficiency efforts.

From the Vice President’s press release:

Vice President Joe Biden and Energy Secretary Chu today detailed an investment of nearly $8 billion in state and local weatherization and energy efficiency efforts as part of the President’s American Recovery and Reinvestment Act. With an investment of about $5 billion through the Weatherization Assistance Program and about $3 billion for the State Energy Program, the Department of Energy will partner with state and local governments to put 87,000 Americans to work and save families hundreds of dollars per year on their energy bills.
To jump-start job creation and weatherization work, the Department of Energy is releasing the first installment of the funding – about $780 million — in the next few days. The Department will release additional funding over time as states demonstrate that they are using the funding effectively and responsibly to create jobs and cut energy use.

 

Keep our eye on the ball

January 8, 2009

 
Play VideoArmy!

We have to stay on offense!  We can’t let the new Congress and the new Administration shove our dependence on foreign oil to the back burner. 

Here’s why.

When we started the Pickens Plan last July, oil was at about $147 per barrel, gasoline at the pump was $4.11,  and we were importing about 70 percent of the oil we use.  Today oil is $100 per barrel less, but we are still importing about 70 percent of our oil.

Why is this important?  Because we are still at the mercy of foreign governments and unstable areas of the world for our oil supply.

It is still a crisis,  but it’s also an opportunity for us to fix it.

Look at the headlines from just the past couple of days.

– Oil up $5 on OPEC cuts.
– Russia cut off natural gas supplies to Ukraine. 
– Iran calls for oil embargo for supporters of Israel. 

Just before the holidays, OPEC met to try to raise oil prices.  OPEC delivers 40 percent of the daily oil supply.  They decided to cut their output by 2.2 million barrels per day to try and get the price back in the $70 range.

You’ve heard me tell you before that if consumption runs short of supply, then the only way to balance the books is by raising the price.    What have we seen?  Gasoline at the pump has jumped back over $2 per gallon in many areas and is moving back up.

Next headline:  On New Year’s Day, Russia cut off natural gas supplies to Ukraine in a dispute over prices and payments.

According to Reuters news service, “That has hit natural gas supplies to countries in eastern and southern Europe facing freezing temperatures and has worried European countries, which get one fifth of their gas through pipelines that cross Ukraine.”

Think about that:  The Russian government is willing to force its customers to pay whatever price it sets by cutting off supplies; not threatening to cut off supplies, but by actually doing it in the coldest part of winter.

We don’t rely on Russia for our natural gas.  We don’t import any of it, and we have plenty of our own natural gas supply. 

The problem comes from that second headline – what happens if Iran and other Mideast and African countries decide to use oil as a weapon against us like Russia is using natural gas as a weapon against Ukraine?

I’m not making this up.  Here is what the Iranian News Agency reported over the weekend:

“Pointing at Westerners’ dependence on the Islamic countries’ oil and energy resources, [Iranian leaders] called for cutting the export of crude oil to the Zionist regime’s supporters the world over.”

Iran understands how to leverage our over-dependence on foreign oil.  OPEC understands how to manage output.  We are left without any weapons in this price war.

We have to remind our leaders in Washington that whether oil is a $50 a barrel or $150 a barrel it is the level of our dependence on foreign oil, not just the price, which puts us all at the mercy of unfriendly foreign governments and you don’t know when they will move against us.

Boone

Summer is almost here and I think we had our first Heat Wave.

Lucky for us, the air conditioner went out and our office was 88 degrees for the last 2 days!

Maybe the heat got to me?

We have been working with several potential clients lately and they are with Verizon and / or ATT. When I asked them if they are happy with their service, they normally laugh and say:

 ” What service! Verizon / ATT is so difficult to deal with. You never speak to the same person twice and it takes tooooo long to just get a person.”

So why do Verizon and ATT have so many clients?

Name recognition!

When you want to order a new service, you pick up the telephone book and say, ” I guess we should just call Verizon. ”

Bigger is not always better!

Hutchinson Business Solutions have strategic partnerships with providers who do a great job servicing Verizon and ATT accounts. And the best news … they also cost less.

Our clients are saving from 15% uto 40%

As part of deregulation and to encourage competition, Verizon and ATT were told to open the door and that they could no longer be the sole providers. They were told to make their network available to other providers.

Thanks to deregulation, your telephone service will remain on the Verizon / ATT platform and your new provider will do the billing.

This amounts to a billing change that will provides savings!

Personal service is only a phone call away!

Competition is good.

Think about the normal cost for calling long distance 10 years ago. $.30 to $.50 cents a minute was not uncommon.

What are you currently paying for long distance?

If you are paying more than $.05 cents per minute, you are paying too much!

Did you know that Verizon charges local calling in message units? They assume each local call will last 5 minutes so they charge $.08 for each message unit.

Make a 6 minute local call, now you are paying 2 message units or $.16.

Suppose you were calling home and said, ” I’m on my way. ”

That cost you $.08.

Our providers charge local calling @ $.015 cents per minute. Now, doesn’t that make more sense?

Summer Special for all Verizon and ATT clients

Any current Verizon or ATT client, who contacts us as a result of reading this blog and agrees to change their telecom provider prior to 8/31/08, will recieve a 10% rebate of their 1st monthly bill with our new provider from Hutchinson Business Solutions.

Now there is no excuse!

You can increase the quality of your telecom service and we will rebate 10% of your 1st monthly bill.

You may email george@hbsadvantage.com to review and discuss your current telecom cost and receive a free proposal that will provide savings.

Yu may also visit us on the web www.hutchinsonbusinesssolutions.com to learn more about opportunities to lower cost and increase profitability for your company.